Complaint Review: PMA Conseco - Upstate South Carolina

I was working at a large Bank when the recession hit, at the time I was not endanger of loosing my Job in fact I was working my way up the ladder rapidly.  I found myself killing myself for a company that really just regarded me as a number.  I put my resume out there to see if there were any other opportunities possibly one where I could create a career where I could be more than a number.

I met with a gentleman in a hotel conference room who challenged me to become a part of something greater than myself while helping people during their greatest time of need.  I asked many questions that ranged from how the pay works and what was required of me.  He simply responded that nothing was required of me and that I would be an independent contractor. All they could do is motivate me and if I was not afraid of hard work they could teach me how to follow a work schedule and a marketing method that has unpatrolled results.  

I am glad to report that here I am 3.5 years later and it was everything they promised.  I have had the opportunity to find financial independent, travels to exotic local; my wife and I have made some lifelong friends.  However, I must say by far that the best gift that this opportunity has afforded me is the gift of time.  I am able to spend uninterrupted, quality time with my wife and three small children.  

Memorize a speech run all over the state  at your own expense than have your credit ruined. Where do I sign up> DUH

Some people are good in sales positions, and some aren't.  However, EVERYONE should be able to read an employment contract, which, apparently you failed to do before signing.  You have no one to blame but yourself.  Pay the money back and get on with your life.

I'm sorry that you had a bad experience with PMA. The insurance business can be tough in the first year, so I can definitely relate to your frustration.

However, I don't feel that you are correct by saying that your manager lied to you, or ripped you off for $4000, as you claim.

I've been with PMA for almost 7 years. I was field trained for 2 to 3 weeks, just like you, and I've sat in those government offices and traveled those roads... just like you. Sales can be hard & insurance sales can be especially hard, but persistence and a willingness to implement the training that you were given is the key to success in this job and any you take in the future.

When you were brought on board you signed contracts agreeing to take those $500 preadvances (which are optional, and most people do not take all six.) It states clearly that if you decide to terminate your employment with PMA that they have to recoup that money, otherwise people would just come on for 6 weeks, take the $3000, and run.

As far as places being in "horrible financial shape" and "nobody was buying," I can tell you that even in this economic downturn, more and more people are finding the value in supplemental insurance, and if you implement our system correctly, you can communicate that need with an employee and find a solution that will fit in their budget. Maybe you just didn't believe in your product, maybe you just weren't able to get the message across.

Lastly, nobody has lied to you about the success of the organization in the Carolinas and Tennessee. Right now we currently have 5 agents in the top 20 for the entire country, 3 out of 6 of our Sales Team Leaders are in the top 10, both of our Regional Managers are in the top 3, and we have the #2 Area Team in the entire country. To say the least, we have found success, and our organization continues to grow and prosper, even in these tough times.

Again, I'm sorry that you had a bad experience. This is not the opportunity for everyone. However, I feel that the accusations of lying and fraud are unsubstantiated, and I felt like I should present my side.

PMA is the best thing that has ever happen to me professionally! PMA stands for Performance Matters Associates. And that's because performance matters! I have been with PMA for a few years and I have seen a handful of folks just like this one come through the organization. All hat, no cattle! We have a proven sales system that works very well, however, that system requires much hard work! I have personally seen people's lives be changed because of their success with PMA. PMA's training is second to none in this business, I have been a part of others. PMA is not for everyone, however, it has been life changing for me. And by the way, because of PMA, I have an iPhone with with many apps and i love my nice jeans!