Decided to have faith in Jon Winters as he came on the phone after one of his associates got me approved for a small and insanely expensive loan. He was very funny and before i knew it he had me believing that 2 weeks after I received the money he would consolidate everything and give me great rates. He never picked up the phone again, now its two months later! Please everyone, do yourself a favor and stay away from a company like this. It seems as if he preys on businesses who need cash and tells them things he has no ability to do.