- Report: #99342
Complaint Review: Premium One Benefit Services - New York New York
-
Author Not Confirmed
Why?
Premium One Benefit Services
666 Fifth Ave.Suite317 New York, 10103 New York, U.S.A.
Phone:
866-334-3553
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
Premium One Benefit Services Scam to get your money. Guaranteed ride for your money. Beware of this too good to be true scam! New York New York : *EDitor's Suggestions on how to get your money back into your bank account!
My husband and I were contacted by this company and were told we could rebuild our credit with a guaranteed visa or mastercard with a limit of $1500.
All it was to cost was $239 and for our convienence they would split the payment in half we could make it in two payments. We gave them our checking account information and assumed we would recieve a visa in 2 to 3 weeks after the $239 was paid in full.
The company called back to even verify we still wished to recieve this offer and we told them Yes.We felt we could raise our credit score and purchase a home for our family of 5.
They had lost the checking account information so it was given to them again. I thought it was fishey but I lose stuff all the time so I gave the benefit of the doubt.
On 6-15-04 they took the payment in full. I have tried to contact them a few times leaving both a message a name and number as their recording requested but I still have not heard from them and the message still states that all associates are busy to leave a detailed message and they will get back to me. Well they never do and the message appears to be just a message or decoy.
I began to feel something was wrong when they never replied and the company never seemed to be available to take calls, so I went online to see if I could find the company. I didn't find any such company through the phone books,bank searches,etc. I did however find this site not only did what I found at this site make me sick but it made me angry.I will see this scam stopped and those respoinsible held responsible,but I do need help. I beg those of you to file a report with the New York Better Buisness Bureau,with New York Attorney General and with your local FBI office. Also, let your banks attorney know and file whatever papers they need filed.
LET"S GET THE PROBLEM TAKEN CARE OF!!! We may never see our money,but we can save others from them and make them held accountable for their actions!
The apparent names I have for the supervisors are Brenda and Kyra Bailey. The supposed address and phone number is:
666 Fifth Ave. Suite 317
New york, New York
10103
1-866-334-3553
Stacy
63362, Missouri
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
All it was to cost was $239 and for our convienence they would split the payment in half we could make it in two payments. We gave them our checking account information and assumed we would recieve a visa in 2 to 3 weeks after the $239 was paid in full.
The company called back to even verify we still wished to recieve this offer and we told them Yes.We felt we could raise our credit score and purchase a home for our family of 5.
They had lost the checking account information so it was given to them again. I thought it was fishey but I lose stuff all the time so I gave the benefit of the doubt.
On 6-15-04 they took the payment in full. I have tried to contact them a few times leaving both a message a name and number as their recording requested but I still have not heard from them and the message still states that all associates are busy to leave a detailed message and they will get back to me. Well they never do and the message appears to be just a message or decoy.
I began to feel something was wrong when they never replied and the company never seemed to be available to take calls, so I went online to see if I could find the company. I didn't find any such company through the phone books,bank searches,etc. I did however find this site not only did what I found at this site make me sick but it made me angry.I will see this scam stopped and those respoinsible held responsible,but I do need help. I beg those of you to file a report with the New York Better Buisness Bureau,with New York Attorney General and with your local FBI office. Also, let your banks attorney know and file whatever papers they need filed.
LET"S GET THE PROBLEM TAKEN CARE OF!!! We may never see our money,but we can save others from them and make them held accountable for their actions!
The apparent names I have for the supervisors are Brenda and Kyra Bailey. The supposed address and phone number is:
666 Fifth Ave. Suite 317
New york, New York
10103
1-866-334-3553
Stacy
63362, Missouri
U.S.A.
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
[email protected]
badbusinessbureau.com
www.ripoffreport.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates.
...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers
CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
