Jeff Smith and Thomas Sexton represented that they had "inside" contacts at two credit unions, Keystone nd MECU, to obtain high limit credit cards as well as installment loans. They charged a fee, first $525 and then $425. For six weeks , I heard "it's on the way". Nothing. Then Smith stopped returning calls or texts. I got a refund through my cc company. Then they tried to charge me another $450, without my permission, this after it was obvious they were a scam.
I have filed a lawsuit against them. It will be hard to get anything from slimmy operators like this. Be aware, the only thing they will deliver, is your money into their pocket.