I just received my bank statement and noticed an unauthorized charge of $29.95 by Privacy Matters. I guess I am also one of the unsuspecting when I went on line to receive a credit report from Equifax for a nominal $1.00...3 weeks ago I canceled my free 1 week membership and on 1/30/08 the rotten thugs charged.
Each citizen is entitled to a free credit report once per year from all three credit companies. Simply log on to annualcreditreport.com. I have done this and it is for real, no charge.