I am an old woman who is still interested in furthering my education and improving myself. I came across tis website and was intrigued enough, to purchase some material. My daughter handles my finances, including checking all of my accounts and paying my bills. When she asked me what the charge for $47.00 to a Horizon Elixir was for, I did not recall that name, so she opened a case with PayPal. When it became clear that the charge was actually to Reiki Infine Healer, I told her I had clicked on that and purchased. She looked at the material, said it was ll worthless stuff, but closed the case with PayPal anyway since I assured her, I could at least try it and if it did not work, I could get my money back within 60 days. Good luck, she said. Well, unfortunately, nothing worked for me and I did want my money back. No such luck. Dave Nelson got back to me (after my second attempt - he ignored my first request) and wrote that this had already been disputed and it was out of his hands. Obviously, he has no intention to refund my money (or anybody elses, I am sure). Now I am also convinced that this is a total scam.