About 2 years ago, I got a call from the bank that holds the mortgage on my condo. They said that I owed $1700+ in delinquent condo/attorney fees. I told them I never missed a payment. Apparently, RIPAC went up on the fees and never told me. I no longer live on the property, but they have my phone number and email address on file, neither of which they used in order to try to contact and notify me.
I called the owner, John Morgan, who is a total, complete f*cking @ssh0le. I wanted to discuss this with him, but he refused to return the 3 voice mails I left him. Unfortunately, the bank paid their fraudulent claim and has now eaten the $1700+.
For the past several months, in retaliation, I've been paying off-color amounts for the condo fee, which is $190 per month. Some months I pay $191.03, some months I pay $189.08. It's different every month so that it makes it extra difficult for them to keep track of their books.
As a result, they have not been able to add correctly and are implying that I now have a balance of $100 and some change (they keep adding late fees, I presume, onto a balance that was fictitious to begin with, which allowed them to balloon the "balance due" to where it currently stands).
They certainly have every prerogative to continue being @ssh0les, but if they do, I will continue to make their lives more difficult, file suit, file more complaints, etc. Since I pay them using free electronic checks, I have just begun sending an additional check each month.
The total of the multiple checks will add up to the off-color fee that I was sending every month, but all will be payable in small amounts, except for the bulk of the one large check. So, basically, a year from now, they will get 12 checks in one month, two years from now, they will get 24 checks in one month, and so on. All will be received before the due date, and some sent so they arrive on the same or different days.
Robert
Irvine,#2Consumer Comment
Sat, November 16, 2019
I guess with all of your credenitals and experience, I somehow missed your nomination to the Supreme Court.
No worries though, it is SOP on this site that when someone actually points out things that the OP doesn't want to hear, they come back adding a whole lot of fluff and credentials to make them sound more important. Surprised you didn't throw out the "Oh you must work for them" comment.
The reason I posted what I’m doing is not for anyone to question my actions
- This is a public web site, and just like you can post reports, people can post comments. If you think that your actions are even going to cost them an extra minute per month, you are dreaming. It is likely that the transactions they are getting are 100% electronic. Meaning that the only thing you are costing is for the computer system to take a few extra clock cycles..which converts to about a time of 1/100000000 of 1 second.
If they are truly being mailed by your bank, your bank may balk at you sending out an extra 12-24 checks per month to the same company, because it does cost them real money if they have to send them through the Postal System. But let me guess..your bank won't care because you have assets worth 10.5 BILLION dollars and they won't risk ticking you off over a few dollars in postage fees.
I'm not even going to bother responding to any of your other comments because you may just come back nd tell us that you actually were offered a nomination to the Supreme Court but are so busy filing legal briefs and writing best sellers that you just didn't have time and declined.
This brings us to the final lesson to be learned: don’t show up to a gun fight with a butter knife……jack@ss.
- You don't even have a plastic spork.
See you in around a year when you post your report that the judge didn't listen to you and you lost the property...
Tom
United States#3Author of original report
Sat, November 16, 2019
Wow, this is great! Three valuable lessons can be learned here. The first one is that people are stupid, and Robert “I think I’m Alan Dershowitz”’s response just proved it. The second lesson is that people should mind their own business.
Method of legal notice is not specified in statute or in the condo by-laws—that it must be by US mail. Also, the (mis)management company broke the law by not giving me notice to be heard for allegedly being behind on condo fees, which is in violation of Rhode Island General Law §34—36.1-3.20. Their collection attorney, Raymond Harrison, violated at least five provisions of the FDCPA—1692e(11), 1692g(a), 1692g(a)(3), 1692g(a)(5), 1692f(1).
“Legal notice” is defined to mean that the party intended to be receiving notice was actually notified, however that may be. Sending U.S. mail, even certified, does not ensure notice was properly given.
The reason I posted what I’m doing is not for anyone to question my actions, but for any others who’ve been victimized by the (mis)management company to get the idea and do the same thing. They might only spend an extra minute or two each month adding up my checks, at least before the point is reached of getting dozens per month, but if several other people do it and they get deluged, they may reconsider their @ssh0lic-ness. I’ll stop right there.
Do you now see how this all works, lil’ skipper? If not, educate yourself since I’m not getting paid to educate you. And I don’t have the time, so this will be my only reply. Go troll somewhere else.
Finally, some no-talent @ss-clown questioning someone who has been involved in over 2 dozen legal matters in 5 states over 2 decades personally, as part of amici curiae, and “pro hac vice” (I’ll let you look those up, Alan) is ludicrous. I’ve been before at least 60-70 glorified—and oftentimes unelected—lawyers in black gowns concerning cases regarding nearly every area of law imaginable and have won my last 9 legal battles and have even written a book that is ranked ahead of 50,000+ others in 10 categories on Amazon. This brings us to the final lesson to be learned: don’t show up to a gun fight with a butter knife……jack@ss.
Robert
Irvine,#4Consumer Comment
Fri, November 15, 2019
Seriously you should seek professional help.
I no longer live on the property, but they have my phone number and email address on file, neither of which they used in order to try to contact and notify me.
- What about your current mailing address? As that is the only you are going to get legal notices.
For the past several months, in retaliation, I've been paying off-color amounts for the condo fee, which is $190 per month. Some months I pay $191.03, some months I pay $189.08. It's different every month so that it makes it extra difficult for them to keep track of their books.
- You really think that they care? These are just numbers in their accounting system. It isn't like they have some guy in the back room freaking out because you are paying an extra $1.03 or are short $0.92. In fact even if your "Electronic Check" is sent as a Paper Check, all they do is run it through a scanner and it automatically updates everything. You aren't causing them 1 second of grief.
However, if you are short $0.92 cents and didn't have a credit balance the only person you are screwing is yourself. Because you did not pay the total association fees due and for that $0.92 of you trying to be a total *ss they will hit you with additional very legal late fees.
So, basically, a year from now, they will get 12 checks in one month, two years from now, they will get 24 checks in one month, and so on. All will be received before the due date, and some sent so they arrive on the same or different days.
- Actually if you continue your campaign to be a total *ss, within 1 year they will just file a Foreclosure on your property because of the delinquency. They will bring to court your entire payment history, and if that payment history shows unpaid delinquencies you will lose....plain and simple..case closed.
Of course they may also bring in your vendetta. The court will use that to determine the creditiblity of the witnesses(YOU)...and that won't look so good for you. In fact expect a good 10-20 minute lecture from the judge on your choice of actions.
So you really have a choice. Get a Statement from them finding out exactly what you owe, get current, and stop acting like a total *ss. Or, continue your current path and within a year lose your property...
Seems like a no-brainer, but we all know which one you will end up chosing.