Complaint Review: RISE CREDIT - Fort Worth TX - Nationwide

Several years ago, I found myself in dire straits--emotionally and financially.  In desperation, I signed up for a readilty available loan from a company whose interest rates were outrageously--even immorally--high--so high, in fact, that I could consider this company nothing short of a loan shark organization.  Still, it was readily available and I was desperate, so I signed up.  It was obvious to me that the tactics this company used were designed to stretch out the loan to its full due date.  But I had other plans.  The company even tried to mislead people who even thought about trying to get from under the burden prematurely by making misleading statements suggesting that the longer a person had the loan, the more benefits (s)he would receive.  I didn't fall for that, and, as I promised myself, I paid the loan off within the next year and vowed never to deal with these deceitful people again.  But, alas, I was wrong this time.

It's been almost 3 years since I paid the account off-- in full.  After I continued receiving mail at my home address, I didn't think much about it then.  However, after a year had passed and I was still receiving these mailings regularly--i.e., every few weeks, I called and asked the company to remove my name from its mailing list, for I had no intention of ever dealing with that company again.   The person with whom I spoke told me that, if the mail was already set to go out, I might receive 1 more, but that, after that I would receive no further mail.  As with everything else about this company, that proved to be a lie as well.

When I received a letter at the end of January 2017, I believed as she had promised, that that would be my last.  Was I wrong.  Instead of sending me a reminder letter every 3-4 weeks, I began receiving the reminder letter every 5-6 weeks.  At this point I became angry, for I realized that this was a slave master who had no intent of letting a slave go free.  That extended time lasted until July.  Then,I again received a letter each month for August and September.  And, to add insult to  injury, I just received two letters over the past two weeks.

I have already filed a complaint with the attorney general's office in Fort Worth.  Realizing that my requests have mainly been oral, I also filed a complaint with the company, using the company's form.   Since the company is using the United State Postal Service to harass me, I am filing a complaint with the USPS tomorrow.

This company and I have no further business.  My bill was paid in full; our relationship is over.  And, although it's sometimes difficult to let go, it needs to understand that "No" means "No," not sometimes, not occasionally, not even rarely.  I  am just not that into it--and actually never was.  It was a rebound relationship in which it had the upper hand.  In fact, I resent this company so much, I don''t won't to hear--or see--the word, "arise."  I've even stopped using it in sentences. 

I have decided that it probably will not stop.  Therefore, every time I receive another mailing, I will file a written  complaint with a different regulatory organization.  Thus far, it's been the Fort Worth attorney general, company itself, and, on tomorrow, the United States Post Office.   I will also consult with my lawyer to see what legal options i have since this harassment is affect my physical and emotional well-being. 

For anyone considering dealing with this companies--and companies like it--be forewarned.  You will be selling your soul to the devil incarnate.  And he'll try to own you for the rest of your life!