- Report: #330780
Complaint Review: RJM ACQUISITIONS LLC - SYOSSET New York
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Author Confirmed
Why?
RJM ACQUISITIONS LLC
575 UNDERHILL BLVD. SUITE 224 SYOSSET, 11791 New York, U.S.A.
Phone:
800-268-0623
Web:
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RJM ACQUISITIONS LLC - LAW OFFICE OF MITCHELL N KAY P.C. FALSE OVERDRAFTS ON WACHOVIA BANK ACCOUNT SYOSSET New York
The above named entered three false overdrafts on my account which now show on my Credit Reports!!! They have continually harassed me and my family members on too many occasions to list! They have threatened to come to my home and arrest me! I am a 24 year old College student and I am presently not working thanks to good parents who allow me to live home rent free and help me as much as possible so that I may graduate! They have threatened both my mother, and father, and even the housekeeper!! One charge is for $227.00, one for $54.00 and one for $555.44 all false! They ALL show in my credit reports and the last charge of $555.44 which is in my credit has been turned over to an attorney on April 22 2008. The Attorneys name is "Law Offices of Mitchell N Kay PC located at PO Box 9006, Smithtown, NY 11787! There are many in the same position as myself and I thought maybe we could join together to help each other resolve these matters! My e-mail is (((ROR redacted)))(my moms as I have no computer at the moment). Any help in this scam would be greatly appreciated as I have my whole life ahead of me, I am a good person, full time college student& pay my debts! This is terrible situation and the harassment MUST end! Please help! Thank- you!
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Megan.h.
Keansburg, New Jersey
U.S.A.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Megan.h.
Keansburg, New Jersey
U.S.A.
2 Updates & Rebuttals
Steve
Bradenton,Florida,
U.S.A.
Megan, RELAX!...This is EASY to deal with WITHOUT a lawyer at this point.
#2Consumer Suggestion
Tue, May 06, 2008
Megan, First of all, you need to explain what a "false overdraft" is. I have never heard of that. Second, you need to let us know how they got your banking info? Did you give it to them? Did you make an "agreement to pay?. If you did either of these things, you are screwed, and no lawyer can help you, as you legally affirmed the debt. Third, NEVER speak to any debt collector on the phone!! Demand everything in writing. You have the right under federal and state laws to demand they CEASE COMMUNICATIONS. This needs to be in writing and sent by certified means. The threats they made are illegal. You cannot be arrested for a bad debt, and even them making th threat is illegal? Do you have a recording or a witness to this threat? If so, sue them for that FDCPA violation. STAY OFF THE PHONE!!!
Megan.h.
Keansburg,New Jersey,
U.S.A.
Update
#3Author of original report
Tue, May 06, 2008
I am in the process of seeking Legal Counsel in this matter!
