Complaint Review: Roger Hamilton XL Results Foundation - Singapore Nationwide

Consumer Update - XL Results Foundation collapse. The XL Results Foundation Head Office in Singapore has closed down. Address: 30 Robinson Road, #02-01, Robinson Towers, SINGAPORE 048546. Victims of Ponzi Scheme operator Roger Hamilton and the XL Results Foundation scam are advised to contact the Consumer Affairs Department and/or Department of Fair Trade in their respective country. XL Results Foundation Pte Ltd is owned by a holding company incorporated to a PO Box address in the Republic of Seychelles. Company Secretary, MARGARET LOH CHUI MEI, 10 ANSON ROAD, #21-07, INTERNATIONAL PLAZA, SINGAPORE (079903).

A series of reports - including this one - have appeared anonymously on ripoffreport.org targeting Roger Hamilton and XL Results Foundation. These have been created anonymously and allege all sorts of misdeeds designed to question the integrity of Roger and XL. All these postings are false and are created with one aim to alarm those unfamiliar with XL and are all part of a web of self-referencing blogs and sites which each repeat the same as the other in attempt to confuse the reader. XL took legal action regarding an individual in Singapore accused by XL for being the source of this misleading and false information about Roger and XL. This led to a full retraction in the Singapore courts in early 2008 and an undertaking not to harass our XL Members or Partners any further, nor to post any further spurious accusations or carry out any of the other various threats recorded in phone calls and emails. Full details of the retraction and undertaking are here: http://xlresultsfoundationlegalfile.wordpress.com/ Full details of the legal case are here: http://xlresultsfoundationlegalfile.wordpress.com/ Full details of the media advisory that XL created in partnership with the media are here: http://xlresultsfoundationlegalfile.wordpress.com/xl-media-advisory/ These links are also available on our home page at: http://www.resultsfoundation.com Anyone with genuine feedback for XL are always free to connect with us at [email protected]. For news of the latest in our journey towards World Wide Wealth: http://xlgroupblog.com

The posting by XL Results Foundation is classic text book behavior of a scam. Scams protest their innocence, litigatious and mired in controversy. They spread lies, bully critics, attempt to suppress negative media and complaints and will go to extreme measures to mislead and confuse the community to keep the scam alive. A pyramid scheme is a non-sustainable business model that involves the exchange of money primarily for enrolling people into the scheme. The distinguishing feature of these schemes is the fact that the product being sold has little to no intrinsic value of its own or is sold at a price out of line with its fair market value. The costs for these "products" can range up into the hundreds or thousands of dollars. Pyramid schemes create no wealth they only move existing wealth. The key identifiers of a pyramid scheme include: A highly excited pressured sales pitch. A reassurance that it is not in fact a pyramid scheme, possibly with a false account of what a pyramid scheme is. Little to no information offered about the company unless an investor purchases the products and becomes a participant. No product, or a product being sold at a price ridiculously in excess of its real market value. As with the company, the product is vaguely described. An income stream that chiefly depends on the commissions earned by enrolling new members or the purchase by members of products for their own use rather than sales to customers who are not participants in the scheme. A tendency for only the early investors/joiners to make any real income. Assurances that it is perfectly legal to participate. The FTC also warns that the practice of getting commissions from recruiting new members is outlawed as "pyramiding."[9]. The scale of harm is enormous, with millions of dollars stolen. Perpetrators use trickery, loopholes in laws and psychological manipulation. The disguises, rationalizations and defenses have a similar ring. Perpetrators claim they are uplifting people, creating new opportunity, and teaching a new and better way to live and prosper. As in all such abuses of the past, huge amounts of money are spread to peddle influence, stave off regulation, and maintain the false portrayal of legitimacy. Critics are vilified and threatened with lawsuits as "anti-business" and "losers." The element of the pyramid scheme that has the most in common with past abuses is its appeal to economic justification. Deceptive practices which take money from millions of unwitting people and enrich a small group of promoters and perpetrators are defended as "legitimate business, " helping to build the economy, employ people, and provide economic opportunity. As an increasing amount of people are scammed the company will come to the attention of the media and authorities. The promoter cannot raise money fast enough to keep the scam alive and the scam will collapse. Pyramid schemes are illegal. Victims of a scam are advised to contact the Department of Fair Trade.

XL Results Foundation are pleased to announce a positive outcome to the recent legal case related to various allegations against Roger Hamilton and XL. These claims are similar to those found on interrelated and inter-referencing blogs posted on ripoffreport.com, complaintsboard.com, hotscams.com and businessesfromhell.com along with other blogs and anonymous emails sent to our members and partners over the last three years. On March 24th 2008, Linda Ruck, the defendant in the legal case that XL brought regarding many negative and untrue claims against the company, signed a full written confirmation, retraction & undertaking by a consent court order in the Singapore Subordinate Courts. The undertaking includes: 1. A confirmation that she has been involved in approaching via email, and/or otherwise including postings on internet forums, blogs, websites and other means, various parties including the media, consumer groups, our members and partners. 1. An unreserved retraction of her allegations against Roger Hamilton, XL, and XL stakeholders and an unconditional acceptance that these are untrue and/or inaccurate. The retracted allegations range from claims of illegal activities, no money going to charity, misappropriation of funds, criminal investigations, fraudulent conduct and a withdrawal of her claim on pyramid sales which are similar to all the claims found on the various emails and blogs. 1. An undertaking not to conduct or continue with any ongoing campaign against Roger and XL (through herself, anonymously or otherwise) and not to spam, blog or communicate with XL Members, XL stakeholders or the media to make negative comments about XL. 1. An undertaking to cease harassing XL, its members, partners and associated parties. XL is glad to put the legal conclusion of this chapter behind itself and to have received vindication against all the claims that have been made through the Singapore Court System. A copy of the Consent Order of Court and full Confirmation, Retraction & Undertaking can be viewed at http://xlresultsfoundationlegalfile.wordpress.com/ XL Board of Directors For the latest on the growth of World Wide Wealth, visit www.resultsfoundation.com

Mr Hamilton of XL Results Foundation pte ltd in Singapore is resorting to an elaborate web of lies to protect his house of cards. Mr Hamilton says the company is transparent. If this is the case why is Mr Hamilton and XL Results Foundation blocking legal requests for full disclosure of the company accounts while under allegations it is operating an illegal pyramid scheme? Mr Hamilton is using YOUR money Life Members to pay his legal costs to keep the scam surviving for as long as possible. It is believed Mr Hamilton has donated less than $20,000 to charity yet spent a quarter of a million in legal fees. Public monies are being used to protect a scam. Consumers should be aware after a nation wide community petition and negative media articles Mr Hamilton cannot sell a membership in Singapore the country where his office is head quartered. He can however, go to new countries where the press has yet to be alerted and sell to newly duped members of the community. Any individual who is considering investing in XL, any investigative journalist, any lawyer representing a duped Life Member of any government organisation looking into Mr Hamilton and XL Results Foundation pte ltd should contact the community activisit in Singapore Ms Ann Phua who assisted more than 130 life members get their money back after they claimed they were duped, cheated and conned by Mr Hamilton. Ms Phua was featured in the newspapers for assisting disgruntled members of XL Results Foundation.

Mr Hamilton of XL Results Foundation pte ltd in Singapore is resorting to an elaborate web of lies to protect his house of cards. Mr Hamilton says the company is transparent. If this is the case why is Mr Hamilton and XL Results Foundation blocking legal requests for full disclosure of the company accounts while under allegations it is operating an illegal pyramid scheme? Mr Hamilton is using YOUR money Life Members to pay his legal costs to keep the scam surviving for as long as possible. It is believed Mr Hamilton has donated less than $20,000 to charity yet spent a quarter of a million in legal fees. Public monies are being used to protect a scam. Consumers should be aware after a nation wide community petition and negative media articles Mr Hamilton cannot sell a membership in Singapore the country where his office is head quartered. He can however, go to new countries where the press has yet to be alerted and sell to newly duped members of the community. Any individual who is considering investing in XL, any investigative journalist, any lawyer representing a duped Life Member of any government organisation looking into Mr Hamilton and XL Results Foundation pte ltd should contact the community activisit in Singapore Ms Ann Phua who assisted more than 130 life members get their money back after they claimed they were duped, cheated and conned by Mr Hamilton. Ms Phua was featured in the newspapers for assisting disgruntled members of XL Results Foundation.

Mr Hamilton of XL Results Foundation pte ltd in Singapore is resorting to an elaborate web of lies to protect his house of cards. Mr Hamilton says the company is transparent. If this is the case why is Mr Hamilton and XL Results Foundation blocking legal requests for full disclosure of the company accounts while under allegations it is operating an illegal pyramid scheme? Mr Hamilton is using YOUR money Life Members to pay his legal costs to keep the scam surviving for as long as possible. It is believed Mr Hamilton has donated less than $20,000 to charity yet spent a quarter of a million in legal fees. Public monies are being used to protect a scam. Consumers should be aware after a nation wide community petition and negative media articles Mr Hamilton cannot sell a membership in Singapore the country where his office is head quartered. He can however, go to new countries where the press has yet to be alerted and sell to newly duped members of the community. Any individual who is considering investing in XL, any investigative journalist, any lawyer representing a duped Life Member of any government organisation looking into Mr Hamilton and XL Results Foundation pte ltd should contact the community activisit in Singapore Ms Ann Phua who assisted more than 130 life members get their money back after they claimed they were duped, cheated and conned by Mr Hamilton. Ms Phua was featured in the newspapers for assisting disgruntled members of XL Results Foundation.

Mr Hamilton of XL Results Foundation pte ltd in Singapore is resorting to an elaborate web of lies to protect his house of cards. Mr Hamilton says the company is transparent. If this is the case why is Mr Hamilton and XL Results Foundation blocking legal requests for full disclosure of the company accounts while under allegations it is operating an illegal pyramid scheme? Mr Hamilton is using YOUR money Life Members to pay his legal costs to keep the scam surviving for as long as possible. It is believed Mr Hamilton has donated less than $20,000 to charity yet spent a quarter of a million in legal fees. Public monies are being used to protect a scam. Consumers should be aware after a nation wide community petition and negative media articles Mr Hamilton cannot sell a membership in Singapore the country where his office is head quartered. He can however, go to new countries where the press has yet to be alerted and sell to newly duped members of the community. Any individual who is considering investing in XL, any investigative journalist, any lawyer representing a duped Life Member of any government organisation looking into Mr Hamilton and XL Results Foundation pte ltd should contact the community activisit in Singapore Ms Ann Phua who assisted more than 130 life members get their money back after they claimed they were duped, cheated and conned by Mr Hamilton. Ms Phua was featured in the newspapers for assisting disgruntled members of XL Results Foundation.

This posting has been created by XL Results Foundation to warn you of anonymous bogus emails and blogs (about XL) posing as consumer associations, press bureaus and/or as our own Life Members. Since March 2004 XL members and our partners have been hounded by interconnected bogus emails and blogs, alleging wrongdoing of ever increasing proportion. While the allegations continually change, the pattern of engagement has remained the same. What these emails and blogs look like 1. The emails are aimed to mislead and confuse. They are targeted at the email addresses of our Life Members and partners - often aimed at new targets who are not aware of the history of these emails. Recent emails have addresses such as [email protected], [email protected], [email protected] and have titles such as Consumer Association - XL Results Foundation Scam and Scam Alert - XL Results Foundation Pte Ltd. At last count, over thirty different bogus Google and yahoo email addresses have been set up to send thousands of such emails over the last 2 years. 2. The blogs are posted on blog sites such as wordpage, blogger and more recently on a US site called www.ripoffreport.com. These blogs have equally alarmist titles such as Roger Hamilton And XL Results Foundation Pte Ltd, Singapore Community Petition, Scam, Duped, Pyramid Scheme, Charity Scam, Mass Refunds, Deception, Misrepresentation, Cheating Singapore Nationwide and Roger Hamilton + XL Results Foundation Ponzi Scheme, Fraudster, Scam, Duped, Conman, Global Fraud, Misrepresentation. Like the emails, they have numerous links to the same articles, blogs, etc and they are all posted using fictitious names such as Hilton, Logan and Singapore Community. The contents of these emails, blogs, and our response 1. The emails follow the same themes in the allegations they make. They range from criminal misconduct to fraud to mistreated customers to financial shenanigans. Many of these are similar to the claims made by an ex-employee who left XL employment in March 2002. Some of these claims are now the subject of a legal case that XL presently has with this individual (this is the second such case that XL has with this individual). The history of this case, the claims and our specific responses to each one can be found here: You can view this at www.xlresultsfoundation-legal-file.com 2. On certain occasions, these emails and blogs have been targeted at the press and have resulted in press articles, which in turn are then mass spammed and blogged anonymously, misrepresenting the stories with headlines and editing designed to spread further alarm and distress. You can find our advisory to the media in relation to this pattern of behaviour here: www.resultsfoundation.com/mediaadvisory1 Members of the press are themselves concerned that their articles are being misused and are also keen to know who is distributing these. 3. While the many general claims are addressed in the two links above, we would also like to address some of the more recent claims here. The first is language conjuring up the image of mass discontent, action by consumer associations, government departments, legal actions and the like. These are all entirely false. XL has never been approached by any consumer association and has not been involved in any investigations by any government department in any country. The only legal case we are involved in at present is the one mentioned above. Apart from the two legal cases (one that is currently ongoing) with this ex-employee, the only other legal case that has ever existed was one between XL's Chairman, Roger Hamilton and the same ex-employee when in January 2007 she personally filed a magistrate's complaint for criminal defamation against Mr Hamilton. Significantly, she subsequently withdrew that complaint in April 2007 (after she appointed a lawyer to represent her in these matters against the company and Mr Hamilton, and presumably after receiving legal advice that her claim of criminal defamation was clearly unsustainable). 4. The second recent claim of XL being an illegal pyramid sales' company first appeared as a defense by the defendant's new lawyer in this case in March 2007 (The argument being that the breach of contract claim against the defendant could be defended if XL could be shown to be operating illegally). XL was issued with interrogatories from the defendant demanding detailed accounts on the basis that it was operating illegally. XL applied to the courts for the interrogatories be withdrawn and the Singapore Court ruled in XL's favour, ordering the interrogatories to be withdrawn in August 2007. Even so, the emails and blogs continue with these same spurious claims that XL is a pyramid sales' company and also that we are blocking legal attempts for full disclosure of the company accounts. You can read our affidavit on the matter, detailing our responses on exactly why XL has no similarities to pyramid sales and the court's ruling here at www.xlresultsfoundation-legal-file.com 5. The third recent claim that there is some kind of scam' and thousands of customers duped' are all part of the language used to incite alarm. We operate with full disclosure, a satisfaction guarantee on all our major events and XL membership is transferable. XL Results Foundation operates in over 50 cities around the world with members meeting monthly. As with all large companies, we respond to customer requests on a daily basis. We have service centres in Singapore, London and Los Angeles and anyone with legitimate requests, complaints and suggestions have the ability to connect with us freely and easily. 6. The fourth recent claim a repeat of earlier claims that XL either does not contribute to charities or is not honouring its commitments to charity are, again, entirely false and absurd. XL's mission is World Wide Wealth, and the many charity activities within XL, by XL companies and XL Life Members, are documented every month in our various updates, on the website and in XL Magazine and XL Radio. The progress of our XL SEA Program our accreditation program for Social Enterprises and a full history of charity activity by XL Companies can be found here: http://www.resultsfoundation.com/index.php?id=66 What you can do The legal case is due for court hearing sometime in early 2008. In the meantime, we request that you take all these anonymous or bogus emails and blogs with a big pinch of salt. We have also found that a reply to sender requesting that your name be removed from the spam list usually results in one or more personal retorts followed by an end to the spam. We will continue to be transparent in all aspects of our company, which is dedicated to growing the power of social entrepreneurs to create and contribute throughout the world. For verification or inquiries on all aspects of our global commercial and charitable activities, please contact XL at: [email protected] For the lighter side of XL, visit our website at www.resultsfoundation.com and we look forward to seeing you at any one of the events we will run in the coming year. Posted by XL Group Management