Mary
North Hollywood,#2Author of original report
Sun, September 04, 2005
Dear Fellow Consumers, Beware of Roma Acceptance - Foothill Nissan - La Crescenta Since my last report dated 8-30-05, I have been researching my contract and not only is the Company practicing bad business, I found that they don't live by the terms of their contract..... This is what I have found out: Section 2. a. of the contract it states "If the vehicle is damaged, destroyed, or missing. You agree to pay us all you owe under this contract even if the vehicle is damaged, destroyed, or missing. Section 3. b. states "You may have to pay all you owe at once. If you break your promisses (default), we may demand that you pay all you owe on this contract at once, subject to any right the law gives you to reinstte this contract , but then states 3.e. "How you can get the vehicle back if we take it,. if we repossess the vehicle, you may pay to get it back (redeem). You owe, or you may have the right to reinstate this contract and redeem the vehicle by payiung past due payments and any late charges, providing proof of insurance, and/or taking other action to cure the default". WELL I've said I have insurance to correct the van and that I was a victim of crime and the police report is ordered so my insurance co would do repairs. STILL NO REACTION Also contract states Credit disability insurance notice claim procedure: If you become disable, you must tell us right away, well Omar was told and he never told me to put it in writing or anything about this insurance because: it goes to state: We will tell you where to get claim forms. You must send in the completed form to the insurance company ASAP and tell us as soon as you do. If your disability insurance covers allk of your missed payment(s). WE CANNOT TRY TO COLLECT WHAT YOU OWE OR FORECLOSE UPON OR REPOSSESS ANY COLLATERAL UNTIL THREE CALENDAR MONTHS AFTER..... NOW what do you think about this company. Omar was clearly told about the damage/police report and how I was going to get the van fixed by my insurance company....And Omar also knew that I had become disabled and was having a hard time but he never told me where to get the forms and what to do...I'm only sorry I didn't read the terms of my contract earlier..... Thank you for support,
Mary
North Hollywood,#3Author of original report
Sun, September 04, 2005
Dear Fellow Consumers, Beware of Roma Acceptance - Foothill Nissan - La Crescenta Since my last report dated 8-30-05, I have been researching my contract and not only is the Company practicing bad business, I found that they don't live by the terms of their contract..... This is what I have found out: Section 2. a. of the contract it states "If the vehicle is damaged, destroyed, or missing. You agree to pay us all you owe under this contract even if the vehicle is damaged, destroyed, or missing. Section 3. b. states "You may have to pay all you owe at once. If you break your promisses (default), we may demand that you pay all you owe on this contract at once, subject to any right the law gives you to reinstte this contract , but then states 3.e. "How you can get the vehicle back if we take it,. if we repossess the vehicle, you may pay to get it back (redeem). You owe, or you may have the right to reinstate this contract and redeem the vehicle by payiung past due payments and any late charges, providing proof of insurance, and/or taking other action to cure the default". WELL I've said I have insurance to correct the van and that I was a victim of crime and the police report is ordered so my insurance co would do repairs. STILL NO REACTION Also contract states Credit disability insurance notice claim procedure: If you become disable, you must tell us right away, well Omar was told and he never told me to put it in writing or anything about this insurance because: it goes to state: We will tell you where to get claim forms. You must send in the completed form to the insurance company ASAP and tell us as soon as you do. If your disability insurance covers allk of your missed payment(s). WE CANNOT TRY TO COLLECT WHAT YOU OWE OR FORECLOSE UPON OR REPOSSESS ANY COLLATERAL UNTIL THREE CALENDAR MONTHS AFTER.....