Steve
Bradenton,#2Consumer Suggestion
Sun, June 25, 2006
Kristina and Richard, They have violated provisions of the US Bankruptcy code as well as your rights under the FDCPA and the FCRA. IMMEDIATELY contact a lawyer and sue for damages. This is an open and shut case and you WILL get paid. DOCUMENT EVERYTHING. And STAY OFF THE PHONE!! Do everything in writing by certified mail,return reciept requested. Be sure to put the certified# on the letter itself and keep a copy for your records. Be sure to keep a copy of your credit report that has the collection entry on it. This will get you paid. It is ILLEGAL for anyone to so much as contact you on an account that was included in a BK. Go to FTC.gov and file a complaint online for the illegal collections activity, and go to budhibbs.com to get the link to the NACA where you can get a lawyer in your are that specializes in this area. Do a web search for "Palisades" and see what you find! Big time offenders. I'll be glad to help any way I can. Good luck.
Lori
Kalkaska,#3Consumer Comment
Sun, June 25, 2006
If this debt was already dismissed in the bankruptcy, this means that they received notice, disregarded it, and received a SECOND notice telling them the debt was forgiven by the court. This is their problem NOT yours. Ask your attorney to contact them and explain the penalties for trying to collect on a debt that has been discharged, and your willingness to enforce those penalties. That should pretty much take care of these people! Good Luck!