Steve
Mesa,#2Consumer Comment
Wed, December 08, 2010
I had a close encounter with one of their insured, a guy with several drug and traffic related convictions. the day of the accident he was driving erratically, who knows what he had smoked. So this guy slammed into my car and admitted his fault to the police. The police report showed him as the party at fault. Safe Auto paid for the repair of my vehicle but over a year later when I tried to get paid for the DV (diminished value) of my vehicle that was only 1.5 years old at the time of the accident, suddenly it was "our party was not at fault". they made rediculous offers of $ 200, then $ 500 and finally $ 1000,- to settle the case. Several dealerships told me that the DV was between $ 4,000 and $ 5,000.-
Now they believe that they are going to win in court just because they are able to spend thousands of Dollars for an attorney.
Mokhzani
Urbana,#3Consumer Comment
Wed, May 25, 2005
Well that's F-ed up. The police said I was not at fault. So why should the insurance companies have the right to say that I was at fault.
Mokhzani
Urbana,#4Consumer Comment
Wed, May 25, 2005
Well that's F-ed up. The police said I was not at fault. So why should the insurance companies have the right to say that I was at fault.
Mokhzani
Urbana,#5Consumer Comment
Wed, May 25, 2005
Well that's F-ed up. The police said I was not at fault. So why should the insurance companies have the right to say that I was at fault.
Mokhzani
Urbana,#6Consumer Comment
Wed, May 25, 2005
Well that's F-ed up. The police said I was not at fault. So why should the insurance companies have the right to say that I was at fault.
Bill
Lansdale,#7Consumer Suggestion
Tue, May 24, 2005
There is NO such thing as a no-fault accident. No-fault is a type of coverage. If your insurance company (that you filed the original claim with) paid ANY money to the other party, you are considered at-fault. They don't even have to tell you they did - it's not their responsibility. That's apparently what happened in the accident in question. The reason Safe Auto did not ask for anything special up front is because YOU disclosed the accident as not-at-fault, and that is apparently what your rate was based on. A lot of insurance companies do not order motor vehicle and claims reports at just a quote stage - they take your word for it, and adjust things if they find any discrepancies (it's 100% legal). When Safe Auto got the claims reports back, it apparently showed that your prior company paid $$ to the other party, making you at-fault.
Bill
Lansdale,#8Consumer Suggestion
Tue, May 24, 2005
There is NO such thing as a no-fault accident. No-fault is a type of coverage. If your insurance company (that you filed the original claim with) paid ANY money to the other party, you are considered at-fault. They don't even have to tell you they did - it's not their responsibility. That's apparently what happened in the accident in question. The reason Safe Auto did not ask for anything special up front is because YOU disclosed the accident as not-at-fault, and that is apparently what your rate was based on. A lot of insurance companies do not order motor vehicle and claims reports at just a quote stage - they take your word for it, and adjust things if they find any discrepancies (it's 100% legal). When Safe Auto got the claims reports back, it apparently showed that your prior company paid $$ to the other party, making you at-fault.
Bill
Lansdale,#9Consumer Suggestion
Tue, May 24, 2005
There is NO such thing as a no-fault accident. No-fault is a type of coverage. If your insurance company (that you filed the original claim with) paid ANY money to the other party, you are considered at-fault. They don't even have to tell you they did - it's not their responsibility. That's apparently what happened in the accident in question. The reason Safe Auto did not ask for anything special up front is because YOU disclosed the accident as not-at-fault, and that is apparently what your rate was based on. A lot of insurance companies do not order motor vehicle and claims reports at just a quote stage - they take your word for it, and adjust things if they find any discrepancies (it's 100% legal). When Safe Auto got the claims reports back, it apparently showed that your prior company paid $$ to the other party, making you at-fault.
Bill
Lansdale,#10Consumer Suggestion
Tue, May 24, 2005
There is NO such thing as a no-fault accident. No-fault is a type of coverage. If your insurance company (that you filed the original claim with) paid ANY money to the other party, you are considered at-fault. They don't even have to tell you they did - it's not their responsibility. That's apparently what happened in the accident in question. The reason Safe Auto did not ask for anything special up front is because YOU disclosed the accident as not-at-fault, and that is apparently what your rate was based on. A lot of insurance companies do not order motor vehicle and claims reports at just a quote stage - they take your word for it, and adjust things if they find any discrepancies (it's 100% legal). When Safe Auto got the claims reports back, it apparently showed that your prior company paid $$ to the other party, making you at-fault.