Grady Owen
Columbus,#2Consumer Comment
Wed, June 24, 2009
You are in your own words "a senior legal assistant in a law firm..." I am going to assume that is a moderatly well paid job. Safe Auto is a "non-standard" insurance company that ONLY provideds the state minimum required liability limits, not to be confused with Comp/Coll which pays for damage to the vehicle you own. Safe Auto also provides Comp/Coll coverage but I am referring to liability limits in this post. The only people who purchase insurace from "non-standard" companies are those that have to. If you purchase auto insurance from Safe Auto one or all of the following would apply: Almost certainly you have nearly no assets to protect, otherwise state required minimum liability limits would not be adequate. (20/40/15 in IL) I would think "a senior legal assistant in a law firm..." would have some assets to protect. You would have violations on your driving record that would make you inelligible for coverage from a standard company, multiple tickets, dui/dwi, or the like any one could have that. You would have a horrific credit history, I assume a "a senior legal assistant in a law firm..." would have to got through a background/Credit check but maybe I'm wrong.....I need to call my lawyer a make sure his legal team has been checked out I don't want some loser with bad credit handling my affairs. Thats about covers reasons why you would buy insurance from a "Non-standard" Company. I've been in insurance for about 25 years, I am an independent agent for several large national "Standard" auto insurance companies. I have the utmost respect for Safe Auto, they have greatly reduced the number of uninsured drivers out there. They provide insurance to people that I could never, and for that mater would never take the risk to insure. So to all who read this supposed "RipOff" remember that this poster is allmost most certainly not telling the whole story, or is flat out lying. The Ohio Department of Insurance, the state where Safe Auto is headquarted is extreamly strict of insurance companies. I have conducted business in Ohio for 25 years and I can tell you this much, If their doing business in Ohio they are doing it by the book, no matter what state they are writing the policy in. Thanks for reading