These BUTTWIPES, alias Gerald Harper (over the phone he sounded like he may be a little "light in the loafers") and Jennifer Wilson pulled exactly the same ripoff on me as was pulled on Carla from Greensboro, NC, only the names and dollar amounts were different. They promised to get my mortgage re-done with some of the money Obama was giving away. I had to send them a check for half of the closing costs, $2645.00 and my loan was approved and I would make my first mortgage payment on August 1st. Someone would come to our home before that to set up payment dates for bi-weekly drafts. When Gerald contacted me, I had already missed 4 mortgage payments and my lender was calling daily. Now, I have been served with papers by the Sheriff and the lender's attourney. Foreclosure hearing is set for July 3rd. Since Gerald told me not to worry about making anymore payments, that he would contact the lender, I am now over $6000 behind on the mortgage.