I got an e-mail ad for to get your credit score for $1.00. I did that. Then in a couple of weeks I get a charge on my credit card for $29.95. It was going to be a monthly charge for credit monitering. I called the company right away and cancelled service. I was assured that my $29.95 would be refunded. After many saled pitched to lower the cost. A few days later I get an e-mail stating that I would nopt be refunded because I called to late and the billing cycle was already begun.