Theresa
Wichita,#2Author of original report
Thu, July 10, 2008
I have an update to my forbarance with Select Portfolio Servicing. I have filed a report with the state Attorney General's office regaurding the extra charges that SPS has put on our account. My account was then transferred to the Ombudsman group of SPS. Basically this is a group that is supposed to be third party, however, I have not had much luck with them either. I am still being told that we owe over $1500 more than we agreed to on the Forebarance agreement that we signed. I did recieve an account history that lists every payment or charge on my account since they bought our mortgage in 2000. This has helped me understand what some of the charges are. They are broker fees, inspection fees, twice the amount owed on taxes, and attorney fees. I have read the class action files from 2003, which we were a part of, and it reads that they are not allowed to charge us for broker or inspection fees. Yet, I now have the proof that they are, as recent as 6 months ago. I am in the process of gathering all my copies and proof of the charges and my payments to send to the state attorney general's office, at the AG request. I will keep you all posted as to what is happening.
Theresa
Wichita,#3Author of original report
Tue, August 07, 2007
We have finally gotten the amounts taken care of. Hopefully. The letter was sent out because the auditing department reversed the application of our forbarance down payment. The reason we were given as to why this happened was that when an audit of our account was performed they could not find out check for the down payment. Well, they wouldn't because we paid with a bank transfer. It took calling twice a day for 2 weeks to get our over $7800 put back on our account. Now everything checks out that we are up to date on our payments. However, we are still getting several calls and hang ups on our answering machine every day to call them. We try calling the two people we had working on the reversal of funds and can not get them anymore. They will not return our calls. HMMMM, this seems funny. I will keep all of you posted.