select portfolio servicing many ears try take my house from me.we ask them loan modification>also short pay off programm.But we not get any help from them. Thay send paper for help>we fill out, they sent again,again and again this paper ,,,they say that,thay not the bank they not do redaction,and push us for closure....why goverment give permition take houses for collection? House not the car or boat take for collection.