My wife and I both lost our jobs at the same time about 6 years ago. Select portfolio servicing had already purchased our loan. We contacted them about a principal reduction modification so we could afford to keep our house. We were instructed to skip payments to get process started, so we did. We then entered a trial phase with a ridiculously low payment for 3 months. I should have saw a problem because we never missed before but was a good faith payment plan. Then it fell through 1 more time and were approved on the 3rd 3 month trial. We had original Balance on our home of $279,000 paid the mortgage 5 years before modify. Our balance upon starting the modification was $238,000. We now have an interest bearing principal of $76,000, but our new principle balance is $315,000. To help us out we were nailed with $50-75,000 in fees. We now want to move and can not sell without wrecking our credit through a short sale. How do I join the suit?