i was offered a trial of a new moisturizer and eye cream each for $4.95. i never got the samples but found that my credit card was charged for $89 for the moisturizer and $89 for the eye cream. i disputed with my credit card company (not happy with capital one either) and the next month i was charged $94 and $95!! after 4 hours of trying to reach customer service rep, i was told when i clicked the box for the trial offer saying i was 18, that one click also agreed to a monthly shipment of each product. the rep then told me it was my fault i did not follow the link to their privacy policy and their lawyers will win any charge dispute with my credit card company. capital one said i would have to cancel the card to get them to stop.