This company charged me $7000 for a loan modification. They never gave me my money back. They never helped me with my loan modification and also the bank gave me help not this company, they are a BIG SCAM. Walter Valladares is the owner of this place and Juan Carlos Tobias is too. They never help me I am very mad bevuase they promise me to help amd never did. Please shut this office down, they say they are cristian but they NOT!!! DO NOT give business to these people they will rob you and promise fake services. All of their employess are theifs!