South Alliance Financial group promised us a loan but we first had to give them money as a down payment. Money was wire to an office in Canada, recieved a call to tell us that they need more money for insurance reasons. We told them no and to cancell the loan, they said the money would be back in our account "never was". It was our Christmas money for kids and bill, now we call and know one will answer the phone at their office anymore. Can't afford to hire an atty and don't know where else to go. I just hope no one else gets hurt by this company or any other like it.