Anthony
Rossville,#2Consumer Comment
Sat, May 09, 2009
Scam artists are now hitting the health care market? I suppose it was inevitable and just a matter of time. Look....don't pay them a dime. Your first clue to the scam was that you were solicited based upon a police report. You should have hung up the phone on the person who called you. That's even WORSE than ambulance chasing. I seriously doubt that an entry will be filed against your credit, unless the billing that you are receiving is from a legitimate medical billing firm. Given that this is coming from another state, it's likely that they are in on the scam. If the billing firm is legitimate, they may have well been scammed too. I'd contact them immediately and inquire as to why you are receiving a bill from Florida for a medical facility that "was" located in Chattanooga. I did a cursory search for "Summit Accident And Injury Center" and discovered that for all practical purposes, they never existed long enough to achieve a presence in the phone book. You were probably being "treated" by unlicensed practitioners. Thank God they didn't screw up your spine or back. There is a medical firm by that name located in California, but I'm betting that if contacted that they would have no clue to who was operating in Chattanooga under that name. If the collector in Florida refuses to furnish you any information or refuses to back off their claim against you, hang up the phone, sit down and write them a letter stating that you have every reason to believe that you the services provided by the medical establishment were not provided by a legally licensed and established provider, and that no funds will be forthcoming to them by you unless you are furnished proof that the debt they are billing you for is for legitimate services received, and proof that the medical firm was legitimately licensed to perform medical services in Chattanooga, Tennessee. Demand to be provided their current physical location so that you may ascertain the licensing information of all those who "treated" you. State in that letter that until you are furnished the information and documentation that you have requested, that any and all attempts to tarnish your credit record will be met with all legal remedies as deemed necessary under the Fair Credit Reporting Act to refute the claim of debt. Send it to them by certified mail, return receipt requested. Keep that copy of the letter for safe keeping. If the debt pops up on your credit report, submit it as rebuttal material and demand the debt reference be removed immediately from your report(s).