- Report: #1133743
Complaint Review: TCF Bank - Minneapolis Minnesota
-
Author Not Confirmed
Why?
TCF Bank
Minneapolis, 55430 Minnesota, USA
Web:
N/A
Categories:
Business Rating:
(0)
Tell us has your experience with this business or person been good?
TCF Bank Shady transaction history Minneapolis Minnesota
During a time I got three paychecks in one month, TFC mysterously told me my account was overdrawn even though the automated system stated money was in the account. So when my third check deposited I only got $190 with out real explanation. Now they are sending my collection letters. I will pay when you tell me how two paycheck mysterously dissapeared out of my account, when I know i didn't spend the money.
2 Updates & Rebuttals
Jim
Florida,What?
#2Consumer Comment
Fri, March 28, 2014
What does your CHECK REGISTER with its on-going RUNNING BALANCE say in regards to the balance in your checking account? (I'll bet the answers are: "I don't know, I don't keep a check register with a running balance.")
Ken
Colorado,I'll bet I know what happened...
#3Consumer Suggestion
Wed, March 26, 2014
You DON'T maintain an accurate, up-to-date written check register. Several things can and do go wrong when you don't.
If you write some checks and/or use your debit card and then check your online balance, you will get a figure that does NOT reflect any transactions NOT yet posted. Also when using a debit card to purchase gasoline, a temporary "hold" of up to $100 may be place by the merchant to assure they get paid. You should also assure that any deposits have actually been made available to you. If unsure of how to maintain a check register, ask the bank for help. If you can't/won't, the ones of us who do want to thank you for paying numerous NSF fees and keeping costs lower for us. I've maintained the written register for over 50 years of banking and NEVER had an NSF fee..it's not that hard to do. It's all up to you and switching banks will just move the "problem" elsewhere.
