I used money mutural for a pay day loan. Biggest mistake I ever made. I borrowed $500.00 just before Christmas. I called several times, three days ahead for them to deduct money from my account to pay off laon. They still have not yet done so. They continue to charge my account $89.00 inerterest fee every two weeks. No money went toward principal. I feel ripped off and robbed. I trusted com. because it was recommended by Montel Williams. I do not recomend using this company. Still currrnetly trying to get them to pay off my account. They never offered to refund any of the money.