I signed a homeowners insurance policy with tower hill November 12th 2014 than on January 7th they want to Eather cancell me or raise it 500 more dollars for reasons they say we're already in affect they should have told me that before they wrote the policy now they should have honor it for the year of the contract. If we're me I would have to. This is not a way to do business an something should be done about this.