Steaming
wakeman,#2Author of original report
Mon, February 13, 2012
Thank you for your reply. I am aware there is a charge for the credit score.
The first 2 reports went off without a hitch. But for TransUnion I was redirected and after trying several times and continually being redirected I went with the credit report. If it wasn't a scam, it would clearly say on TransUnions website what they are doing and how to opt out or "oops you need to go to a different website"
It IS a TransUnion Website that I was redirected to, therefore they are part of the problem. They are condoning this type of scam. It IS TransUnion who took the payment from my account, and it WAS a TransUnion employee that I spoke with who clearly did not cancel as I requested.
BEWARE of using the TransUnion website at all.
Robert
Irvine,#3Consumer Comment
Mon, February 13, 2012
You are entitled to 1 free credit report per Credit Reporting Agency per year, but to get that you must go to the correct site.
http://www.annualcreditreport.com
If for some reason the link gets redacted you can go to "annual credit report dot com", just take out all of the spaces and replace dot with .
Keep in mind that this is ONLY your credit REPORT, if you want your SCORE that will cost you extra. If you didn't go to the above site for your other reports you better be sure you didn't accidentally sign up for some "service" such as credit monitoring. If you did you need to cancel them within their trial period or you will be charged from them as well.
Also, you are entitled to a free credit report anytime you are declined for credit based on information in your report. The company you applied for will send you a letter stating the reasons why you were denied, in that letter there will be instructions on were to send in your request for a free credit report. This works out nicely because if you are declined you can get a free one and it does not count against the one you are already entitled to for free.