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Triad Fianacial like others i myself are very dissapointed in this company. i got a loan two years ago for 8,900 and my pay off today is still 8,000 and i pay 220.00 a month . and after i was told i could refianace it after 9 months of no late payments this was a bullshit lie. here it is late dec. 2007 and no results. so now i make payments whenever i can. they hound me day in and day out. i to want to join in . North Richland Hills Texas