Bigcraig
Irmo,#2Consumer Comment
Sat, November 01, 2008
Some people were never meant to have a credit card, you won this contest...
Laurie
Haslet,#3Consumer Suggestion
Fri, October 31, 2008
Privacy Matters is a worthless membership program that no one wants so they work with Banks, Credit Card companies and internet retailers to get people to sign up not knowing. Unfortunately you did not know about this when you decided to accept the offer by the telemarketer. I suggest in the future you not agree to anything a telemarketer is selling. You need to file formal complaints with the Federal Trade Commission and Office of Thrift Supervision. Cite both the program and the bank for this. Also tell them about the collection call before the due date of your next payment. The fact that they charged you for the service before it was activated and it those charges are what put you overlimit. Also make sure your last payment was posted correctly, some credit companies will cash your check, or accept the electronic funds transfer before the due date - but not post it to your account until after the due date. One company Trilegiant sells only worthless membership programs has already been fined over $14 million for this activity and made $25 million in restitution to customers they have ripped off - and it has not stopped them.