This happened to me also excatly as the reort i read. From no where i get a call but i need a colleratal loan i send my money to canada an wait as they lie an say money will b deposited only to find out they want more money due to discripences in my credit. I ask for refund an same thing they tell me send more money. I called supervisor with some yelling he says in 30days ill get refunded. Well i call again its no longer in service an i dint get the money.