Maggie
Dallas,#2Consumer Suggestion
Sun, July 18, 2004
You may want to check the laws governing repossessions in Arizona. The lender is required to send out a deficiency letter that states the amount of your loan balance after the vehicle has been sold. The lender is also required to notify you of how many days after repossession the vehicle will be stored to allow you to get the vehicle back. Seems like the might have violated a few AZ State guidelines. The AZ.gov site has links to check out the AZ state statutes and laws.
Maggie
Dallas,#3Consumer Suggestion
Sun, July 18, 2004
You may want to check the laws governing repossessions in Arizona. The lender is required to send out a deficiency letter that states the amount of your loan balance after the vehicle has been sold. The lender is also required to notify you of how many days after repossession the vehicle will be stored to allow you to get the vehicle back. Seems like the might have violated a few AZ State guidelines. The AZ.gov site has links to check out the AZ state statutes and laws.
Maggie
Dallas,#4Consumer Suggestion
Sun, July 18, 2004
You may want to check the laws governing repossessions in Arizona. The lender is required to send out a deficiency letter that states the amount of your loan balance after the vehicle has been sold. The lender is also required to notify you of how many days after repossession the vehicle will be stored to allow you to get the vehicle back. Seems like the might have violated a few AZ State guidelines. The AZ.gov site has links to check out the AZ state statutes and laws.
Maggie
Dallas,#5Consumer Suggestion
Sun, July 18, 2004
You may want to check the laws governing repossessions in Arizona. The lender is required to send out a deficiency letter that states the amount of your loan balance after the vehicle has been sold. The lender is also required to notify you of how many days after repossession the vehicle will be stored to allow you to get the vehicle back. Seems like the might have violated a few AZ State guidelines. The AZ.gov site has links to check out the AZ state statutes and laws.
Martha
Detroit,#6UPDATE EX-employee responds
Sun, July 04, 2004
Let's re-examine this complaint.... he lost his job, and made no payments for 3 months. Meanwhile let's drive in a car we have not paid for to look for a job.OK I'll give him this, he can't find a job riding the bus. Now step back, only 3 months behind in payments? When you're financed with DriveTime 3 months delinquency is 6 payments behind. Oh he forgot to tell you that his payments are Bi-Weekly. So here's this poor guy, his car got repo'd and he wants his belongings. DriveTime has no responsibility in his personal belongings, the repo agents work under a hold harmless and they release items to the debtor. He has 30 days to recover items befor they "throw them out". Poor little street walker. I bet the collector told him on numerous occassions what the ramifications were if his car got repo'd..... case closed. He was not ripped off.
Carl
Mesa,#7Consumer Suggestion
Sun, June 20, 2004
Don't talk to the collection agency! You have certian rights under the Fair Debt and Collection Practice Act."FDCPA". If you set payment plan you may give up some of those rights. Im not saying you won't pay what Im saying is they have to follow certian laws and it sounds like they haven't. They are suppose to give information on what they sold the car.According to you they didn't. Go to this link. It is a credit board that have people that can guide you step by step on what do and NOT what to o which is the most import thing. They have taken advantage of you once don't let it happen again. [DELETED] Goodluck