- Report: #111496
Complaint Review: UNITED CASH LOANS - CARSON CITY Nevada
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Author Confirmed
Why?
UNITED CASH LOANS
2533 N CARSON ST. SUITE 5020 CARSON CITY, 89706 Nevada, U.S.A.
Phone:
800-279-8511
Web:
N/A
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UNITED CASH LOANS ripoff CARSON CITY Nevada
MY SON WAS INVOLVED IN A MOTORCYCLE ACCIDENT IN WHICH HE WAS LEFT WITH SERIOUS HEAD TRAUMA AND I WAS OUT OF WORK TO CARE FOR MY SON. IN AUGUST I BECAME DESPARATE FOR MONEY AND WAS UNABLE TO PAY FOR MY MORTGAGE AND WENT ON LOINE AND SEARCHED THE INTERNET FOR INSTANT LOANS AND "UNITED CASH LOANS" WAS ONE OF THE COMPANIES I WAS ABLE TO BORROW $100.OO MEASLEY DOLLARS.
I FIGURED ONCE I WAS BACK TO WORK I WOULD BE ABLE TO PAY IT OFF NO PROBLEM. I STARTED TO GET INVOICES RIGHT AWAY AFTER I BORROWED MONEY.....UNITED CASH LOANS WAS TAKING $30.00 OUT OF MY CHECKING ACCOUNT EVERY TWO WEEKS ACCORDING TO MY PAY PERIODS FROM WORK.....
ON OCTOBER 1ST I REALIZED THAT THE NOT ONLY TOOK A TOTAL OF $120.00 FROM MY ACCOUNT.....NONE OF IT WAS GOING TOWARDS THE BALANCE! I CALLED THE COMPANY AND THEY TOLD ME THAT I STILL OWED $130.00...$100.00 + $30.00 FOR COSTS...I WAS PUZZLED AND STATED "WELL, WHRE IS THE $120.00 I ALREADY PAID YOU" AND THEY STATED "UNLESS I FAXED "PAY OFF"NOTIFICATION AT LEAST THREE FULL BUSINESS DAYS PRIOIR TO PAY OFF THAT THE LOANS WOULD CONTINUE TO RENEW AND THEY WOULD CONTINUE TO REMOVE MONEY FROM MY CHECKING ACCOUNT AND THAT IT IS ACCRUED FEES THAT DO NOT GO TOWARDS PRINCIPAL OR APR....SO IN OTHER WORDS AFTER PAYING THEM ALMOST ALL OF THE MONEY BACK...I STILL OWE THEM $130.00
BECAUSE I FAILED TO FAX THEM THE "PAY OFF" OPTION THREE BUSINESS DAYS PRIOR... AND MONEY I THEM GAVE IS LOST FOREVER......AND I STILL OWE THEM THE $130.00....THIS REALLY SUCKS.....
Abbey
johnsonville, New York
U.S.A.
I FIGURED ONCE I WAS BACK TO WORK I WOULD BE ABLE TO PAY IT OFF NO PROBLEM. I STARTED TO GET INVOICES RIGHT AWAY AFTER I BORROWED MONEY.....UNITED CASH LOANS WAS TAKING $30.00 OUT OF MY CHECKING ACCOUNT EVERY TWO WEEKS ACCORDING TO MY PAY PERIODS FROM WORK.....
ON OCTOBER 1ST I REALIZED THAT THE NOT ONLY TOOK A TOTAL OF $120.00 FROM MY ACCOUNT.....NONE OF IT WAS GOING TOWARDS THE BALANCE! I CALLED THE COMPANY AND THEY TOLD ME THAT I STILL OWED $130.00...$100.00 + $30.00 FOR COSTS...I WAS PUZZLED AND STATED "WELL, WHRE IS THE $120.00 I ALREADY PAID YOU" AND THEY STATED "UNLESS I FAXED "PAY OFF"NOTIFICATION AT LEAST THREE FULL BUSINESS DAYS PRIOIR TO PAY OFF THAT THE LOANS WOULD CONTINUE TO RENEW AND THEY WOULD CONTINUE TO REMOVE MONEY FROM MY CHECKING ACCOUNT AND THAT IT IS ACCRUED FEES THAT DO NOT GO TOWARDS PRINCIPAL OR APR....SO IN OTHER WORDS AFTER PAYING THEM ALMOST ALL OF THE MONEY BACK...I STILL OWE THEM $130.00
BECAUSE I FAILED TO FAX THEM THE "PAY OFF" OPTION THREE BUSINESS DAYS PRIOR... AND MONEY I THEM GAVE IS LOST FOREVER......AND I STILL OWE THEM THE $130.00....THIS REALLY SUCKS.....
Abbey
johnsonville, New York
U.S.A.
1 Updates & Rebuttals
Greg
Warwick,Rhode Island,
U.S.A.
Fine Print
#2Consumer Comment
Wed, October 27, 2004
When you take a loan of this type, you have to read the fine print. As much as you want them to obide by your rules, their rules are all that matter. As ridiculous as it sounds, if you don't like faxing the proper documentation to them in time, then you're the one to blame. In the fine print of the loan, it clearly divulges how you pay them back. Even in your approval email it divulges how you will be charged if you don't fax the proper documentation to them by a certain date. They are very very clear on how and what you need to do. If you were to have taken more time to prepare yourself and not assume that his company is like all other payday loan websites, you would have avoided your headache. It took me two minutes to find their phone number online. Granted it isn't very convenient that it isn't on their website, but you have to use other resources when it comes to your own money!
