Complaint Review: United Credit Identity Guard - Internet

this is what i was sent when they initially contacted me.

 

From: "Administrative Services" <[email protected]>

Date: Mar 11, 2015 9:41 AM

Subject: SETTLEMENT INITIATION LETTER

 

SETTLEMENT INITIATION LETTER

 

UNITED CREDIT IDENTITY GUARD. 

March 11^th, 2015

 

 

INVOICE To:

S.S.N:

 

This is to notify you that      is currently in default under its obligations to United Credit Identity Guard. In the amount of $1130.00 as of  and Social security number:-

 

This is regarding your payday loan. UNITED CREDIT IDENTITY GUARD. Is a parent owner company of 376 Internet paydays Loan company. With all technical Proofs Company has filed a law-suit in the county court house. You have to pay your outstanding   $1130.00 on March 13^th, 2015 to stop all legal process.

 

Affiliations: - Judicial Circuit of United States of America Area of Practice:   Civil Right, Banking and Finance, Debtor-Creditor Rights

 

Our client UNITED CREDIT IDENTITY GUARD. Is a Finance Company claiming outstanding dues of a Pay Day Loan provided to their Client: by administrative offset of monies payable by the government.

 

 

Providing us, Financial Crime Investigations a DIVISION OF FEDERAL CRIMES BUREAU, their legal representatives is pressing charges against the:  regarding four serious and hard allegations.

 

 

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

 

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) ELECTRONIC FUND TRANSFER FRAUD.

 

You were clearly monitored, using your e-mail address soliciting funds from a website, owned and operated by UNITED CREDIT IDENTITY GUARD. The funds were deposited into your bank account utilizing an E.F.T. which stands for Electronic Fund Transfer? When they attempted to extract the funds back, the E.F.T. was returned constituting an electronic check.

 

 

So Now, as of today’s date, rather than chasing you for the money, they simply opted to write the money off, deeming it to be stolen and press charges against you today in your state county.

 

 

Address: - 

Date of Birth: -                                                                                                                   

Bank Name: WELLS FARGO BANK NA

 

And the client have never paid that money back to the company& today the outstanding dues are $1130.00, if you are ready to resolve this matter outside the court house but if once the case gets download in the court then it will add Late payment fees, Documentation fees, Penalty fees, Judge fees and Attorney Charges and Court House fees which may go up to $3589.77

 

Under Section 349 column 15 the Company can collect the funds before three years of the contract as per the federal government's right to collect the debt first accrued, except as otherwise provided by law.

 

For you this means three things:

 

Borrower's Name:		Case File Number
895		QL-53/32760

 

 

ANNUAL  PERCENTAGE  RATE The  cost  of  your  credit as  a  yearly  rate             469.29%

FINANCE  CHARGE The  dollar  amount  the credit  will  cost  you             $730.00

AMOUNT FINANCED Amount of credit provided to you or on your behalf.           $400.00

TOTAL OF PAYMENTS The  amount  you  will  have  paid  after you  have  made  all  payments  as scheduled               $1130.00

 

 

 

 

 

 

 

 

1. If you’re on any state supervised probation on parole, you’ll need to contact the officers and make them aware.

 

2. If you have any prior convictions including but not limited to worthless checks, grand theft or money laundering please be aware, they will treat your case as that of a habitual offender, as your state is a zero tolerance state.

 

3. Lastly you can take this matter inside the court house with the legal procedures and hiring attorney.

 

And you also have a right to resolve this matter outside the court, but if you fail this time then you will be the person responsible for further legal procedures on your name and who would be facing legal and embracing situations.

 

Now there are two options in front of you that to take care of this matter outside the court by paying one time settlement amount, or you want to go inside the court house of your state with the legal procedures on your name and hampering your social and your credit ratings and you will end up paying $3589.27 either by selling any of your personal assets or property.

 

If you wish to settle the matter outside the court house without entering in any kind of legal proceedings on your name and on your social security number Are 546538040 then just you would need to make a payment of $1130.00, to close your case file.

 

Send Your Payment as Soon as Possible. Because your file is inside the court house our records clearly indicate that this amount due for services rendered and that we are entitled to commence collection procedures should it be necessary. Will additionally assess you legal fees and costs of such legal proceedings.

 

If you have any questions or wish to discuss this matter, please Email the undersigned immediately.

 

Thank you for your prompt attention to this matter.

 

 COURT-ORDERED DEBT COLLECTIONS

   Cc: Debtor's Higher Level

 CC: Collection Agency/Legal Counsel

 

DISCLAIMER:-



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