i was contacted by a lady named sonia chin she told me i was approved for a $5000 loan but because of my credit the only way i can get the funds is to send collateral payments of 898.24 to secure the loan i sent it western union to a gary williams in ny ny they faxed me the contract so it looked proffesional they had me rushed the money and told me my fund will be in the next evening so i called and spoke to a woman named rebbecca and she told me my account was red flagged in the caman islands and they needed an additonal $499 to release the funds i told them i dont have it so she told me my refund will be mailed to me and that was 3 weeks ago i still didnt see no refund and when i called they always say they are too busy to pick up the phone or their in a meeting.