Steve [Not A Lawyer]
Bradenton,#2Consumer Suggestion
Sun, January 14, 2007
"Born Looser", Actually, the DAC report is no secret at all. You have a right to get a free copy of it once per year and/or anytime it is used and you are denied employment. It is regulated under the FCRA just like your credit report. And, you have the right to dispute anything on it, AND you can post your 100 word statement on it with each negative entry. And, you have the right to request to see all communications used in the dispute/verification process. There is no conspiracy here, and the DAC report has absolutely nothing to do with the Patriot Act. Furthermore, you have the right to sue for damages as a result of any inaccurate information posted by a company. I agree that DAC/USIS totally sucks. They are arrogant jerks to deal with, but they always see the reality of a lawsuit. And, you will usually win as long as you can document your side. You are only a loser if you accept defeat.