Complaint Review: UStar Cash - Georgia

UStar Cash contacted me by phone because they saw where I had applied for a personal loan. They asked if I was still looking to obtain a loan and the reason I needed the loan. I told them yes and I needed the loan to catch up some bills because I have a ten month old baby girl with speacial needs and the money would help me get some bills caught up and I would be able to keep up with the exspenses that are not covered by the medical insurance.

They took some pertinent information like the name of my bank, routing number, account number, address and the length of trime I have had my account open. Afterwards they put me on hold and while they procesed my file. They returned to the line and told me that I was approved for the $5,000.00 and that I had 15 months to repay. My monthly payment was to be $367.00 per month until it was paid back. 

I was then told that i had to moneygram $367.00 to a Wiliams Robin in GA. I was told a personal name was being used because it would be a much lessor charge to send the $367.00 an individual versuse a business. I completed the wire and was instructed to stay on the line while they processed evrything to complete the transfer of the $5,000.00 to my checking account and it would only take a half hour.

They stayed on the line with me for over two hours calling me back when we periodically got disconnected. Telling me they were experiencing a high loan volume and to bare with them. They kept assuring me that the funds would be in my account shortly. After growing frustrarted and thinking I had been taken advantage of, I hung up the phone.

They then called me back to request that I change the name on the wire to Carol Williams as the reciever. When I refused I was then transfered to a Dan Morgan who was supposed to be the rep that insured the loan. He then told me I needed to send another $700.00 to complete the transfer.

At this point I knew I had been had. However since they had requested the name change I assumed they were unable to complete the transaction and I would simply be able to cancle the wire a retrieve my $367.00. When I attemped to do so the teller informed me that the funds had been picked up.

Joseph Williams was my so called loan rep and it was him that gave me the name Wiliams Robin as the initial reciever as well as Carol Williams as the alternate reciever and he transfered me to Dan Morgan who was the so called insurance rep. Also the only people Im spoke with were Joseph and Dan and the both had accents like they were from India.

The real kick in the a*s was when I recieved a call from someone with a 336 area code which is NC. When I answered they asked if I was with UStar Cash. I replied noand they began to share their story with me and stated they recieved a call from my phone number and their name was Joseph Williams with UStar Cash. 

So some how these a** holes cloned my number so they can remain un-tracable when people realize that it is a scam. If there is anything that can be done to get these guys I definately want in.