Craig
Savoy,#2Consumer Comment
Mon, February 04, 2008
Afni Inc. is a third party collection agency. This means that they most likely purchased the debt from Verizon and whomever else they represent. This also means that if they purchased the debt they probably paid less than 5% of the original balance. As far as Verizon not notifying you they do have an obligation to send out statements on your account even if you opt to do automatic payments they are still required to notify you the instant your account becomes delinquent. As far as what they say (three months to pay, four months to pay, I will notate your refusal to pay, etc.) these are all nothing more than collection tactics. I am familiar with collections because I worked in collections for several years. Also I remember seeing somewhere where someone was complaining about Afni Inc. placing something on their credit report when the account was more than seven years old. The seven years starts at the original date the account became past due. Hopefully this helps I'm glad you were able to get your situation resolved.
Brad
Worcester,#3Consumer Comment
Wed, January 16, 2008
I have a report on here about them, they runined my credit and made alot of problems for me. This company is evil. I hope somehow a class action lawsuit can be filed.
Fanfare
Bloomsburg,#4Consumer Comment
Tue, January 08, 2008
You said that you did not check your credit card statements for 6 months? I'm sorry but this does not appear to be the fault of Verizon. They provided service to you for 6 months without being paid. It is YOUR responsibility to make sure that your bills are getting paid. It was not the responsibility of Verizon to make sure that you read your credit card statements every month. It seems to me that you created this mess by not paying your bill, and now you want to make excuses by saying you didn't read your credit card statements. Subsequently you proceed to have problems getting your service put back on and you want to blame Verizon? I'm sorry that you were treated rudely by an employee, but I can understand why this employee might have been impatient with you. You fail to pay your bill, and then you blame the company for failure to provide service. What's more, you don't even want to take responsibility for the failure to pay. Saying that you didn't pay your bill for 6 months because you neglected to read your credit card statement is not fair, it is not legitimate, and it calls into question your integrity as a consumer. In my opinion, you had no right to complain about this company treating you unfairly. Choosing to file a complaint with all the ferver that you addressed this issue would indicate to me that you really were trying to get something for nothing. Well, you got what you wanted, you got out of paying your bill. I think the company deserves an apology from you and some consideration for allowing you to get off without having to pay the $1000 that you owed. I'm sorry but I believe that it is detrimental to the health of this country when people refuse to take responsibililty for their own actions, and then expect other people to pay for their bills. Who do you think pays for that $1000 that you didn't pay? Did you think it would just disappear?
Brandon
Lewisville,#5Author of original report
Tue, November 20, 2007
After sending the email I pasted above, we received a phone call from Porche' Johnson stating that she was going to cut what we owed in half and let the collections department know that they HAD to restore our services. She called us 30 min later to let us know that we only owed a TOTAL of $190! WAY down from $1000! We gladly excepted and now our services are restored. When the balance is settled, I will close this report out.
Brandon
Lewisville,#6Author of original report
Tue, November 20, 2007
No, we didn't check our statements. But that still does not excuse this company from not letting us know sooner that something was wrong. Cheating verizon? I don't think that is even possible. They are so huge that we are no more than a buzzing insect. $1000 is nothing to them, and neither are we. You sound like you feel sorry for the huge mega corporation that is beating us newly weds down. We will watch our statements more carefully now, but it is still no excuse. What company lets something like this go on?
Nikki
Coconut Creek,#7Consumer Comment
Tue, November 20, 2007
You set up your payments for them to take directly out of your credit card. They didn't take the money out for 6 months and you never questioned them? Did you just figure you were going to get free service because the auto pay didn't work? You stated, "We just dont feel like we should be punished for paying our credit card bill on time and not knowing that verizon stopped billing it with out telling us." Doesn't your credit card furnish statements with all the charges each month? If you were paying your credit card on time for the Verizon bill, and they weren't taking the money out, then you should have money left over on the credit card to pay them off. Why would they want to set up any payment plan for you when you tried to get out of 6 months worth of payments? I'm sure that's the way they see it, hence their attitude towards you. Even my 11 year old understands that you cannot expect any respect from someone you are cheating (whether it be intentional or unintentional). You can't really say you didn't realize they weren't taking the money out. You must have realized you had extra money on your credit card each month, didn't you? You're lucky they are giving you any type of payment plan.
Brandon
Lewisville,#8Author of original report
Mon, November 19, 2007
A Verizon Rep was in the area on saturday, Nov 17th 2007 and offered to get me in contact with his manager. She called this morning and left me a message stating that I needed to email her the issue so she can send it to more people that might help. The email I wrote is below: "Thanks for replying so fast. I am going to attach a link to the BBB report we filed and the rip off report we filed below, but in a nutshell here is our problem. We got verizon tv and internet last summer. When we signed up, we could only have a direct debt from a credit card. In May of this year, our services were cut and when we called to see what the issue was, we were told that we had not made a payment since November of last year and we now owed over $1000. But we were told that if we made a $100 payment our services would be restored and this issue would be resolved. We paid, but then in June, they were shut off again. They said we failed to keep our end of a payment arrangement that we never agreed to. We made the BBB claim and I even tried to speak with Verizon's CEO, but was refused. We did get to speak to a rep here in irving who helped us out and we got our 1st payment arrangement. We scraped enough for the 1st payment and paid that over the phone with a rep. When it came time for the second payment, we could not get through for two months. This has been an issue with us also. We will call collections several times a week, and sit on hold. And we are at work when this happens, so its running our cell phone bill up sometimes $100 more per month. We tried paying online, but the online payment page said we had to contact customer service. When contacted, they send us over to collections. So, our services are off again. This time they want the full $800 some-odd, which is hard for us school bus drivers to come up with. All we want is to be worked with, but with the year of greif and all the money we are paying into our phone bill for overages, I think it is time they called it even. Below are the two links that go way in depth to this issue. You can also pass along that not only did I complain to the FCC and received conformation that Verizon received that report, but we are ready to show all the current customers in the area and maybe some ones possible new customers these reports. We are also ready to fax these reports to local businesses in the area including Verizon's competitors like AT&T, and Time Warner. And we are also ready to hold a public protest, getting the local media involved of course, in front of verizon's offices until we get this issue resolved. BBB Link Ripoff Report Link Also, I reported to the FCC and verizon said they received the report and are investigating.
Brandon
Lewisville,#9Author of original report
Mon, November 19, 2007
A Verizon Rep was in the area on saturday, Nov 17th 2007 and offered to get me in contact with his manager. She called this morning and left me a message stating that I needed to email her the issue so she can send it to more people that might help. The email I wrote is below: "Thanks for replying so fast. I am going to attach a link to the BBB report we filed and the rip off report we filed below, but in a nutshell here is our problem. We got verizon tv and internet last summer. When we signed up, we could only have a direct debt from a credit card. In May of this year, our services were cut and when we called to see what the issue was, we were told that we had not made a payment since November of last year and we now owed over $1000. But we were told that if we made a $100 payment our services would be restored and this issue would be resolved. We paid, but then in June, they were shut off again. They said we failed to keep our end of a payment arrangement that we never agreed to. We made the BBB claim and I even tried to speak with Verizon's CEO, but was refused. We did get to speak to a rep here in irving who helped us out and we got our 1st payment arrangement. We scraped enough for the 1st payment and paid that over the phone with a rep. When it came time for the second payment, we could not get through for two months. This has been an issue with us also. We will call collections several times a week, and sit on hold. And we are at work when this happens, so its running our cell phone bill up sometimes $100 more per month. We tried paying online, but the online payment page said we had to contact customer service. When contacted, they send us over to collections. So, our services are off again. This time they want the full $800 some-odd, which is hard for us school bus drivers to come up with. All we want is to be worked with, but with the year of greif and all the money we are paying into our phone bill for overages, I think it is time they called it even. Below are the two links that go way in depth to this issue. You can also pass along that not only did I complain to the FCC and received conformation that Verizon received that report, but we are ready to show all the current customers in the area and maybe some ones possible new customers these reports. We are also ready to fax these reports to local businesses in the area including Verizon's competitors like AT&T, and Time Warner. And we are also ready to hold a public protest, getting the local media involved of course, in front of verizon's offices until we get this issue resolved. BBB Link Ripoff Report Link Also, I reported to the FCC and verizon said they received the report and are investigating.
Brandon
Lewisville,#10Author of original report
Sun, November 04, 2007
We have been fighting this company now for 6mo. It has been 1 year since they stopped taking our payment. Since May, we have been fighting this company. Besides the frustration of dealing with these people, they are costing us money. We are at work all day. We are school bus drivers. 1st, we can't be on the phone while we are driving. Also, we work from 6am-5pm. So there is no going home in the middle of the day. We have to use our cell phones. We called more than this, but lets say we spend 1 hr on hold with these people, 3 times a week. And we normally talk 600 min of our 800 min shared on our phone plan/ month. That means that we use 3 hrs a week (180 min) just on hold with them. 180 times an average of 4 weeks a month equals 720! Plus we already talk 600 or our 800 min. We go over by at least 540 min. per month! Then in october, we went over by 1500 min because of them! At $.10/ min overage (we are lucky to have fair and flex plain) thats $54 on top of our regular bill per month. Then, last month, we were charged $150 for the 1500 min we went over, just trying to pay! We want retribution!