Sara
Denver,#2Consumer Comment
Fri, January 09, 2009
Hate to burst your bubble but I am not a debt collector. However I do pay my obligations. So good luck, ignore the bill and follow whatever advice you'd like, but please don't come whining to this site when you end up getting wages garnished or bank account seized. Or, feel free to do so and give me a chuckle.
Laurie
Haslet,#3Consumer Comment
Thu, January 08, 2009
That is the only reason why she would dare to suggest you contact them at all.
Truth Detector
Intercourse,#4Consumer Comment
Thu, January 08, 2009
Sara wrote: 'Of course, if you truly owe the debt I strongly suggest contacting them to make arrangements to take care of your obligation, that will end a lot of your problems.' NOOOOOOOOOOOOOOO!!!!!!!!!!! Making 'arrangements' enables bottom-feeding, scum-sucking collectors like Viking and NEVER results in anything good for the consumer. Sara either has no clue about collection law or she makes her home somewhere IN THE LAND OF OZ. Once you even discuss payment arrangements, the Statute of Limitations regarding the ability to bring suit on that debt will automatically re-start. It will be at that point that this bottom-feeder will sue you for every penny they can collect - including their so-called 'fees and charges'. DO NOT DISCUSS PAYMENT, PAYMENT ARRANGEMENTS, OR ANYTHIGN ELSE WITH THESE SCUMGBAGS! You reside in PA. They operate out of MN. The chances that they would pursue ANYTHING from a collection standpoint subsequent to receiving your notification by mail when the distance between the two parties is over 1,100 miles is slim and none. These slugs will dry up when you pour salt on them i.e. a CEASE COMMUNICATIONS LETTER...bank on it.
Sara
Denver,#5Consumer Comment
Thu, January 08, 2009
It is not against the law for a collection agency to contact you at work. However, if you send a letter to them, I suggest with registered mail, and request that they do not contact you at work they have to abide by that. Remember, the request must be in writing. Of course, if you truly owe the debt I strongly suggest contacting them to make arrangements to take care of your obligation, that will end a lot of your problems.
Steph
Minor Hill,#6Consumer Comment
Thu, January 08, 2009
Tell them it is against the law and company policy for you to take personal calls . 1 called me at my place of employment a while back . I told this fool he had no right to call me at my place of employment and harrass me . Ask you boss to get on the phone and tell this fool not to call here again or he will report them for harrassment then send a stop contact letter certified. When a bill collector asks for your work # refuse to give it to them
Laurie
Haslet,#7Consumer Suggestion
Thu, January 08, 2009
http://www.budhibbs.com/index.html- GO HERE NOW Check out the reference to attorney's who can help and read Dealing with Collectors 101 (you have to scroll down to it They will not stop with verbal demands - it has to be in writing! You send them a cease communications letter - certified mail - return receipt (proof) once they recieive they are required by law to STOP CALLING YOU ! You do have to specify no calls at work and at home. If they continue to call you they are violating Federal Law and you can sue them
Robert
Rochester,#8Consumer Comment
Thu, January 08, 2009
STOP TALKING TO THEM ON THE PHONE. Do not accept their calls and do not call them back. Send them a letter, certified return receipt requested, demanding: 1. Validation of the debt. 2. They cease calling you at work 3. All communication be in writing. Their address is: Viking Collection Services 7500 Office Ridge Circle, Suite 100 Eden Prairie, Minnesota, 55344 Google Debt Validation letter. There are many examples online. Go to creditinfocenter dot com and do a search for debt validation. Don't put up with their crap.
Robert
Rochester,#9Consumer Comment
Thu, January 08, 2009
STOP TALKING TO THEM ON THE PHONE. Do not accept their calls and do not call them back. Send them a letter, certified return receipt requested, demanding: 1. Validation of the debt. 2. They cease calling you at work 3. All communication be in writing. Their address is: Viking Collection Services 7500 Office Ridge Circle, Suite 100 Eden Prairie, Minnesota, 55344 Google Debt Validation letter. There are many examples online. Go to creditinfocenter dot com and do a search for debt validation. Don't put up with their crap.
Robert
Rochester,#10Consumer Comment
Thu, January 08, 2009
STOP TALKING TO THEM ON THE PHONE. Do not accept their calls and do not call them back. Send them a letter, certified return receipt requested, demanding: 1. Validation of the debt. 2. They cease calling you at work 3. All communication be in writing. Their address is: Viking Collection Services 7500 Office Ridge Circle, Suite 100 Eden Prairie, Minnesota, 55344 Google Debt Validation letter. There are many examples online. Go to creditinfocenter dot com and do a search for debt validation. Don't put up with their crap.
Robert
Rochester,#11Consumer Comment
Thu, January 08, 2009
STOP TALKING TO THEM ON THE PHONE. Do not accept their calls and do not call them back. Send them a letter, certified return receipt requested, demanding: 1. Validation of the debt. 2. They cease calling you at work 3. All communication be in writing. Their address is: Viking Collection Services 7500 Office Ridge Circle, Suite 100 Eden Prairie, Minnesota, 55344 Google Debt Validation letter. There are many examples online. Go to creditinfocenter dot com and do a search for debt validation. Don't put up with their crap.