- Report: #172608
Complaint Review: Wells Fargo Bank - Brainerd Minnesota
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Wells Fargo Bank
401 West Washington Street Brainerd, 56401 Minnesota, U.S.A.
Phone:
218-828-8618
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Wells Fargo Bank ripoff late deposits, charge of overdraft fees and NSF fees Brainerd Minnesota
Tried to close out chacking account with Wells Fargo Bank N.A. after trying to pay off Advance wage draw from employer, Had it down to under $54 and with late fees, overdraft fees, NSF fees acount went to $505.45 total. I paid off cash advance od $132. They have me still owing in charges and fees about $385. I wrote on the last check that it was to pay off Overdraft fees, NSF fees, and my cash advance. I wrote below this account paid in full and closed! They cashed the check and placed the $132 against my cash advance.
I have written the MN att. General's office and the MN and ND BBB on this matter because the bank would not work with me or freeze fees so I could pay off my account to close it. They have aperson in a loop in payin off the account unless you have the full cash amount to do so. Mind you I am fully unemployed with a good work background and I am homeless. I have been using odd jobs and unemployment payments to try to pay them off in good faith.
This matter as of 02/17/2006, will go to collection for the $385 from me for the fees they have charged. They could drop these fees at any time they wish to do so, but due to other late fees I paid out in in 2005, they are unwilling to work with me because they reversed a few of them early this year(in 2005).
At this point I am left with no where to turn.
Thomas
Ironton, Minnesota
U.S.A.
I have written the MN att. General's office and the MN and ND BBB on this matter because the bank would not work with me or freeze fees so I could pay off my account to close it. They have aperson in a loop in payin off the account unless you have the full cash amount to do so. Mind you I am fully unemployed with a good work background and I am homeless. I have been using odd jobs and unemployment payments to try to pay them off in good faith.
This matter as of 02/17/2006, will go to collection for the $385 from me for the fees they have charged. They could drop these fees at any time they wish to do so, but due to other late fees I paid out in in 2005, they are unwilling to work with me because they reversed a few of them early this year(in 2005).
At this point I am left with no where to turn.
Thomas
Ironton, Minnesota
U.S.A.
1 Updates & Rebuttals
Thomas
Ironton,Minnesota,
U.S.A.
Rip-Off Update Wells Fargo Bank, Brainerd, MN
#2Author of original report
Thu, January 26, 2006
As to this date I have been to the BBB of MN/ND office in Minneapolis, MN with my problems with Wells Fargo Bank, N.A. with the Brainerd, Baxter, and Ironton branches here in MN. The MN Att. General's office Consumers branch can do nothing it is not a matter for them to handel. Wells Fargo Banks in MN are members of the BBB of MN and other states and as long as they follow the BBB rules and pay dues on time they are in good standing no matter what they do to their customers or former customers. Both the Att. Gen. Office and MN/ND BBB where given the good old boys lines, on how they where within bank laws and rules not doing anything out of the norm and that outside no agencies would find anything wrong with what they were doing. They sent me a book on the banking rules they go by and the fees and fines set-up. They veiw me as as having outstanding fees that they have been charged against the bank account and will not close it down until I pay the $378.00 in overdraft fees and NSF Fees and/or other fees before they will close out thr bank checking account. They have charged $33.00 Overdraft fees, NSF Fees, and other fees of $10.00 or a total of @74.00 per advancement. What is means is you have paid $2.00 for each $20.00 you have taken as needed or in amounts of $40, $60, $80, $100, etc... up to $500.00. Now 35 day comes du your thinking, I only have payment so I can make on my pre-payment employment advancementband the $25.00 fee. now for what ever reason something happens and you can not make a full payment; you put do$20 or $40 against your accout, now you will find on your bank statement you now have not $74 in lates in overdraft fees and NSF fees on your total amount of $500.00 advance, but on each of the smaller advances taken out. so let us say y0u hav taken five advances t0 this point and now you take $280.00 to $300.00 to max advancve; your late charges of $73.00 x 6 = $448.00 + #500 = $948.00. Now, unless you can pay them off in full,or get a loan to do so, you are screwed big time. Here is why no matter the size of the payment to them.
