Sherri
Piedmont,#2Consumer Comment
Wed, April 26, 2006
This is reeking of a scam. IF you were not entitled to the check and had not cashed it, it would have had a stop payment placed on it by the issuer. How can you be put in collections or sued over something that you never got? You did not benefit from the check being that you did not receive the proceeds from it by cashing it. Sounds like a scam collection agency posing as a law firm. Send them nothing other than a "cease communications" letter. You can find a good one at Bud Hibbs' website. Also make them validate the "debt". I would also get in touch with the insurance company and document the fact that you didn't get something you were not entitled to, because you never cashed it.
Aafes
Viernheim,#3Consumer Comment
Wed, April 26, 2006
After 3-6 months most of these checks are no longer valid. If you still have the check, tell the SOB to go ahead and sue you. Document all the conversations, take the check to court and let the judge know you offered to return it, it was never cashed and were told you had to pay the money back regardless. He will look pretty stupid to the court when this happens. His entire premise is BS if the check was not cashed. It would be relatively simple for the business to contact their bank, stop payment on the check and enter the funds back into their books.
Scott
Sioux Falls,#4Consumer Comment
Wed, April 26, 2006
Either return the check to the insurance company or send it on to the auto shop, that will end your responsibility. Make a copy of the check and write a note to yourself what you did with the check and keep this for your records.
Scott
Sioux Falls,#5Consumer Comment
Wed, April 26, 2006
Either return the check to the insurance company or send it on to the auto shop, that will end your responsibility. Make a copy of the check and write a note to yourself what you did with the check and keep this for your records.
Scott
Sioux Falls,#6Consumer Comment
Wed, April 26, 2006
Either return the check to the insurance company or send it on to the auto shop, that will end your responsibility. Make a copy of the check and write a note to yourself what you did with the check and keep this for your records.
Scott
Sioux Falls,#7Consumer Comment
Wed, April 26, 2006
Either return the check to the insurance company or send it on to the auto shop, that will end your responsibility. Make a copy of the check and write a note to yourself what you did with the check and keep this for your records.