Jenna p.
Springfield,#2General Comment
Sat, February 13, 2010
I was told by a lawyer that unless you give consent, collectors are not allowed to talk to anyone but you about your debt. Also, you should know that they can't garnish your wages unless they sue you and win. If you tell them not to call you, legally, they can't call you back. I would tell them you won't speak to them unless they provide you with a letter that shows they are permitted to collect on your debt, and you'll go from there. This should get them off you backs for a week or two. If you pay them anything, send a money order. A check will give them a link to your account. Personally, I think "Courtney" was full of it when she said you had $400 on a credit card - she was digging, trying to find a truth she didn't know of! I do think you should listen to the above person and get a credit report though, to be safe.
just pay your debt okay
Nashville,#3Consumer Suggestion
Mon, January 11, 2010
Yes they can talk to the wife when she can verfiy d.o.b. or last four of your social security number according to the state that you live in. Before the accouts get to the collection agency the loan company informs you that your loans will be placed in default and with a collection agency. The origional lender wants all of the money owed they can allow this company to offer a settlement. Be sure to take care of your loans so that they don't end up in collections in the future. You may want to pull a credit report to see if someone has opened credit cards in your name and also this company probably saw store credit cards if you have those.