- Report: #378870
Complaint Review: Wyndham Professionals - Salem New Hampshire
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Author Confirmed
Why?
Wyndham Professionals
380 Main Street Salem, 03079 New Hampshire, U.S.A.
Phone:
800-969-0059
Web:
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Tell us has your experience with this business or person been good?
Wyndham Professionals They "bought" my student loan - claim it was in default - and demanded full payment or a garnishment. Salem New Hampshire
I had a student loan with the Vermont Student Assistance Corporation. I had recently entered a reduced payment agreement and had just sent in a payment last month (which brought me current). Today I was contacted by someone at Wyndham Professionals who had a FRIGHTENING amount of personal information about me, my family, my income - even my bank account.
This person told me that if I acted within the next few days, I could avoid having my wages garnished and if I agreed to a HUGE payment (originally $1300/month - - once he "heard" my circumstances that changed to $500/month)...then magically, in 18 months, I could have my credit report read as if I had never missed a student loan payment. I mentioned that I had not been in default and asked how my loan came to be sold. He clicked a mouse (presumably) and after a moment of "research" said that he had heard before that this company had been bad about posting payments and said that they'd declared me in default and sold my loan.
He insisted on details of my expenses - I am a single mother with health problems who has been STRUGGLING but managing to make the minimum payments to keep my student loan out of default - even though I do not have reliable monthly income. Before finding this site - at the advice of a friend who insisted that this HAS to be against the law - I was literally in tears and unable to work because this man convinced me that I absolutely HAD TO pay AT LEAST $500 by the end of the month.
He said that if I did not, he would garnish my wages. I told him I didn't have wages - I'm a writer - I have royalties when a piece is published. He said that this company has access to federal resources and could EASILY simply take money from my bank account. Alternatively, I had to prove that I made AT LEAST enough to cover my expenses plus $500/month to cover their "minimum" payment in order to enter into their special "rehabilitation program". I'm honestly not sure what to do. He had banking information and information on the same contacts that I actually gave to the original organization where I took out my student loans. If this company interferes with my royalty income - my children and I will either have to go hungry or go on some charity program.
I'd love some guidance on this.
Serendipity
Cottonwood Heights, Utah
U.S.A.
This person told me that if I acted within the next few days, I could avoid having my wages garnished and if I agreed to a HUGE payment (originally $1300/month - - once he "heard" my circumstances that changed to $500/month)...then magically, in 18 months, I could have my credit report read as if I had never missed a student loan payment. I mentioned that I had not been in default and asked how my loan came to be sold. He clicked a mouse (presumably) and after a moment of "research" said that he had heard before that this company had been bad about posting payments and said that they'd declared me in default and sold my loan.
He insisted on details of my expenses - I am a single mother with health problems who has been STRUGGLING but managing to make the minimum payments to keep my student loan out of default - even though I do not have reliable monthly income. Before finding this site - at the advice of a friend who insisted that this HAS to be against the law - I was literally in tears and unable to work because this man convinced me that I absolutely HAD TO pay AT LEAST $500 by the end of the month.
He said that if I did not, he would garnish my wages. I told him I didn't have wages - I'm a writer - I have royalties when a piece is published. He said that this company has access to federal resources and could EASILY simply take money from my bank account. Alternatively, I had to prove that I made AT LEAST enough to cover my expenses plus $500/month to cover their "minimum" payment in order to enter into their special "rehabilitation program". I'm honestly not sure what to do. He had banking information and information on the same contacts that I actually gave to the original organization where I took out my student loans. If this company interferes with my royalty income - my children and I will either have to go hungry or go on some charity program.
I'd love some guidance on this.
Serendipity
Cottonwood Heights, Utah
U.S.A.
5 Updates & Rebuttals
Tabitha
Huntsville,Alabama,
U.S.A.
Help for you
#2Consumer Suggestion
Tue, October 07, 2008
Hey! I have had a similar expiernce with another company, however what I found out is that them calling and harassing you is AGAINST THE LAW... it is against the law to threaten or harass while attempting to collect a debt... They cannot garnish your wages without a FEDERAL COURT ORDER. Sadly many people fall victim to the mean people with companies like this.. I know it is stress full but hang in there and tell them the next time they call that they CANNOT threaten ANY action to you over the phone.. and if you send in ANY payment even if it isnt the full amount .. send it to the company directly not thru a third party... if they refuse, make sure you note you attempted to pay and they refused. I would call you original company and offer the payment and tell them based on the grounds that the collection company is harassing you. Save any and all emails and letters you come in contact with. I hope this helps
Serendipity
Cottonwood Heights,Utah,
U.S.A.
update
#3Author of original report
Tue, October 07, 2008
Windham Professionals (Correction of spelling) Please link this to: 143913 254381 335366 340817 349385 362211 374455 Your OTHER reports that clearly relate to this company.
Serendipity
Cottonwood Heights,Utah,
U.S.A.
update
#4Author of original report
Tue, October 07, 2008
Windham Professionals (Correction of spelling)
Serendipity
Cottonwood Heights,Utah,
U.S.A.
update
#5Author of original report
Tue, October 07, 2008
Windham Professionals (Correction of spelling)
Serendipity
Cottonwood Heights,Utah,
U.S.A.
update
#6Author of original report
Tue, October 07, 2008
Windham Professionals (Correction of spelling)
