Complaint Review: Yasmin Nofal Or Yaz Trading - Dallas Texas

Hello, if you are a victim of Ash/Asrof Abraham/Ibrahim please contact ASAP at (((ROR REDACTED))).  I may be able to help you.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This woman deals in stolen or defective merchandise which she sells on internet sites (like eBay). Goods may not be delivered (at all) or are not delivered as promised. She may re-use your credit card information without your consent (so check your credit card statement carefully if you have already given her your information)!

This woman deals in stolen or defective merchandise which she sells on internet sites (like eBay). Goods may not be delivered (at all) or are not delivered as promised. She may re-use your credit card information without your consent (so check your credit card statement carefully if you have already given her your information)!

This woman deals in stolen or defective merchandise which she sells on internet sites (like eBay). Goods may not be delivered (at all) or are not delivered as promised. She may re-use your credit card information without your consent (so check your credit card statement carefully if you have already given her your information)!

This woman deals in stolen or defective merchandise which she sells on internet sites (like eBay). Goods may not be delivered (at all) or are not delivered as promised. She may re-use your credit card information without your consent (so check your credit card statement carefully if you have already given her your information)!

Here's more information as promised on the family of scammers: On June 7, 2004, Mr Ash Abraham/Ashraf Ibrahim and Makram Nawar purchased 60 apartments from the condominium complex Parkway Lane Condos on Old Bent Tree Road in Dallas, Texas. They purchased it under the name HNA LLC. According to State records, there are only 2 members of HNA LLC -- Mr Ibrahim and Mr Nawar. This condominium complex has a Homeowners Association. The vote is one to one, meaning if you own 60 apartments, you have 60 votes. HNA LLC owned the largest number of apartments in the 180 condo complex. According to the Property Manager, Mr Eric Johnson from the HOA's management company, Alternative Management, on the average only about 20 people turn up each year to vote for their HOA members. It was basically a slam dunk for Mr Ibrahim to get on board as vice president. As it turned out, coincidentally, Mr Ibrahim's personal secretary, Mrs Elise Johnston, was already on the HOA board as the secretary. This is significant for one simple reason -- there are only 4 members on the board, the president, vice president, treasurer and secretary. (There are 3 directors-at-large but they have no power). Between Mr Ibrahim as the vice president and Mrs Johnston as the secretary, they controlled 2 of the 4 votes on the Board. Mr Ibrahim and his assistant Ms Johnston held their positions on the homeowners' association board for the 2005 to 2006 year. The first order of business was to get the county to raise the market value of the apartments. Here's an example: Certified market value history according to county records and as calculated by taxnetusa.com. Apt No.706: $42,021 $45,103 $48,428 $54,740 13.034% Apt No 1404: $53,247 $54,187 $58,208 $74,979 28.212% Apt No. 2301: $64,111 $64,236 $69,274 $89,626 29.379% Source: taxnetusa.com Between 2002 and 2004 (the first 2 figures provided above for each apartment), you see the normal increase in market value. After it was sold to HNA LLC, note the first huge increase in 2005 and then again from 2005 to 2006 when it was sold. HNA's apartments rose between 13 and 29 percent.This is a substantial jump considering that market value for condominiums during the same period in Dallas, Texas was up only by 4.53 percent. To give you a fair example, I have included data from two other surrounding properties used as comparisons in the appraisals of the 60 HNA-held apartments conducted by Don Grimes. Mr Grimes cited 6220 Bentwood Trail and the apartments on 5300 Keller Springs Road as comparable to the apartments on Old Bent Tree Lane (Parkway Lanes Subdivision). These comparison apartments were picked specially by Mr Don Grimes, the appraiser who will play a huge role in the scam. According to him, the Bentwood Trail apartments are 1.53 miles away and the Keller Spring Road apartments are 2.22 miles away so these properties are a fair reflection of the market value in the area. From the figures, one can clearly see within a 2.2 mile radius of Parkway Lane Condos, the only apartments which saw a huge jump in that vicinity was the Parkway Lanes Subdivision (i.e. all the Parkway Lane Condos apartments) . In 2005, while Mr Ash Abraham/ Ashraf Ibrahim's apartments boasted a 7.37% increase in property value, Keller Springs Road actually only saw an increase by 0.86%. Bentwood Trail only saw a 1 percent increase.The following year while Mr Ibrahim's condos shot up again by an average of 13.03%, Bentwood increased by only 5.08 % while Keller Springs was up 0.96%. Mr Abraham/Ibrahim knew it was imperative that the marked increase in the property's market value be reflected in county records as lenders and appraisers would use the county records as a yardstick. To ward off suspicion, he had to engineer it such that the increase in the property's market value would NOT only be confined to his 60 apartments but had to be reflected across the board. He had done his homework. He knew there was no way the county appraiser was going to appraise every apartment in that complex individually. He knew that it was not uncommon for the county to take the homeowners association's word when it came to property value within their complex. He also knew that the county also frequently based their condominium appraisals on the market average within the complex and since he owned the largest block of apartments he was in good position to engineer this to his advantage. To set the stage, he used his position as Vice President to make small cosmetic changes within the complex. For example, he would change the carpet in one bedroom and claim that the entire apartment boasted new carpet and was updated. He would change one appliance and claim all appliances were new. He would paint one area and claim the whole complex had been repainted and updated. And to top it all, apparently he also built a wall in the middle of a bedroom so he could raise his property's value by now claiming the one bedroom as a two bedroom apartment. In the end, the fact that he was the owner of the largest block of apartments (all 60 out of 180) and the fact that he was the vice president of the Homeowners Association gave him all the power required to feed the county the new improved figures for 2005 and 2006. The county accepted the figures as fact. In all, a whopping 98 percent of the apartments in the complex saw a 12.965 to 29.379 percentage increase in their property's market value (as recorded by the county) from 2005 to 2006 compared to an only 0.96 to 5 percent increase in the surrounding comparable properties. Mr Ash Abrahm has now set the stage to become seller, broker, real estate agent all rolled into one. This pattern is Mr Abraham's modus operandi. He continues to buy property in his name and that of Michael Cullinan and Susan Cullinan (Abraham's sister) and then recruits straw buyers to buy from them. Most buyers never make a single mortgage payment and the property ALWAYS ends up being foreclosed on. In a couple of days, more on how he engineered the sale of all 60 apartments, how they all foreclosed in loss than a year and how he walked away with a million dollars.

First of all, let's just say Mr Ash Abraham alias Ashraf Ibrahim who is being investigated for a massive mortgage fraud scheme has been posting these hateful lies about the Nofals after they alerted authorities to a massive mortgage scam that Mr Abraham/Ibrahim engineered. He has desperately tried to disparage and malign the Nofals as he hopes that by doing so the authorities will not take their complaints seriously. As you notice, he has not substantiated his accusations with a single fact. We will show clearly that his desperate act to draw attention away from himself with lies about his victims, will still land him behind bars once the truth comes to light. Complaints have already been made to all the respective agencies by the Nofals including the FBI and the district attorney's office detailing his massive mortgage scam. We have been working with the Nofals to expose Mr Ash Abraham who goes by a great number of aliases and uses a lot of different companies such as Rocky Mountain Properties, Western Estates Inc, based out of Dallas, TX, among others, to run his scam. Over the next couple of days we will be detailing all of Mr Abraham/ Ibrahim's known associates and family members including his sister who is married to to a member of one of his employees, Michael Cullinan. Mr Ibrahim if you are going to spread rumors and lies you must be prepared to have your entire family exposed as well for the cons they have pulled. While all of your comments above are unsubstantiated, we will show over the next couple of days exactly how Mr Abraham/Ibrahim used his company Western Estates, Inc to sell 60 apartments he had purchased under a different company name. Buyers were conned into the purchase which resulted in ALL 60 apartments foreclosed within a year. Investigations show, among many things, that the true value of the apartments had been grossly appreciated resulting in Mr Ibrahim/Abraham walking away with a cool million. We will expose over the next couple of days, all of Mr Abraham's dealings with the real names of the title company involved, the conmen appraisers and others under Mr Abraham's payroll. Mr Ibrahim/Abraham, since you have continued to malign my clients' good name we will now expose your entire family in a public forum so that in future when your name, that of your staff and your family is googled, the public will be aware that they are dealing with a group of conmen and women. Mr Ashraf Ibrahim is tall, pudgy around the middle and is Arab, middle eastern. He is born in Egypt and has several aliases. He has been married thrice according to government records to Noha Nashed, Billie Jean Allison and Djimedjian Claude; and we will provide all details in our next rebuttal together with proof from government websites in Dallas and Collin County, TX detailing Mr Ash Abraham's massive mortgage fraud scheme. Do not use Western Estates inc in Dallas Texas. Other addresses used by Mr Abraham/Ibrahim are 5107, Scarborough Lane in Dallas TX; 9011 Bolden Rd, Irving, TX; 3010 Frankford Rd, Dallas TX and 17440 Dallas Pkwy, Suite 126 Dallas, TX 75287 Ashraf Ibrahim also known as (these are known Aliases culled from county and state records): 1. Ashraf Adly Ibrahim 2. Ashraf Ibrahim 3. Ash Abraham 4. Ashraf Abraham 5. Ashraf Aoly Ibrahim Some companies Ashraf Ibrahim has owned, is a member of or has created to facilitate mortgage fraud out of Texas: 1. American Mortgage Funds 2. Western Estates Inc 3. American Realty or American Realtors 4. Rocky Mountain Properties 5. HNA LLC