1, Report:
#53165
Posted Date:
Jul 19 2012
Providian Card/Emerge MasterCard Account RIPOFF!!! ripoff business from hell providian.com Internet
I didn't know until now that I was being ripped by Providian. I was so bored here at work and I decided to check Emerge on the internet. Well, what can i say? Boy was i surprised that I was being rippedoff by this f***ing company. I didn't know that they did close a lot of accou...
Entity
Providian Card/Emerge MasterCard Account
Categories: Credit & Debt Services
2, Report:
#60936
Posted Date:
Jan 09 2010
Emerge Providian ripoff credit mess up terrible customer service no web access scam Columbus Georgia
Well, after reading several dozen reports from others I'm feeling much better about my relatively not so bad experience. However, I feel compelled to tell it anyway.
I had a $800 credit card from Providian which was sold to Emerge who promptly double the interest rate to 30 perce...
Entity
Emerge Providian
Categories: Credit & Debt Services
3, Report:
#313011
Posted Date:
Mar 01 2008
FNBO- PFNBO- PROVIDIAN EMERGE MASTERCARD- MIDLAND CREDIT MGMT, INC NEVER EVER HEARD OF THIS COMPANY AND NOW HUSBANDS WAGES ARE BEING GARNISHED Arizona
My husband and I have never ever heard of this company, we never opened any accounts with them and never received any statements, only collection letters, and now Midland Credit mgmt has taken over for them which they are the biggest A>>H... in the world!!!!! they have not turned ...
Entity
FNBO-PROVIDIAN EMERGE MASTERCARD
Categories: Credit Card Fraud
4, Report:
#195210
Posted Date:
Jun 07 2006
Providian - Emerge ripoff' consumers are being ripped off! Manchester New Hampshire
I opened account with Providian 3 years ago. Paid on time and online. In July I forgot a payment, went on line as usual made my payment for July and Aug and it was accepted. 1 week later went back to see what my balance was so I could pay off the account, should have been $260, I co...
Entity
Providian
Categories: Credit Card Fraud
5, Report:
#161791
Posted Date:
Oct 23 2005
Providian - Emerge Card ripoff will not refund secured deposit Atlanta Georgia
I called several times to try to get them to cooperate, however the mid eastern employees with their dubious version of the english language were unwilling or unable to help. Several times I was directed to call somewhere that had nothing to do with anything I was requesting.
I hav...
Entity
Providian - Emerge Card
Categories: Credit Card Processing (ACH) Companies
6, Report:
#144269
Posted Date:
May 28 2005
Emerge Mastercard ripoff Columbus Georgia
I have been with Providian/Emerge since the late 1990's and while I have not had any problems with Providian I have been having nothing but trouble with Emerge.
For the first time since having this card I am late with my payment by two months. However at the end of May I will be ...
Entity
Emerge Mastercard
Categories: Credit Card Processing (ACH) Companies
7, Report:
#138654
Posted Date:
Apr 13 2005
Get Smart, Providian, Emerge, Aspire Mastercard Contact Information for reporting them Ripoff Columbus Georgia
Like many of you here, we have experienced pure hell from this company, ever since they changed to Emerge.
We sent a Payment to Providian, who was the previous owner of this Company, and then ended up with a late payment notice from Emerge.
We never received any information abou...
Entity
Emerge, Aspire Mastercard
Categories: Credit & Debt Services
8, Report:
#132115
Posted Date:
Feb 21 2005
Providian - emerge ripoff Atlanta Georgia
I would just like to say the emerge credit card is a total rip off. I have been with them for over 3 years starting out at 19% interest and am now paying 29.99%.
I have never been late on a payment or ever missed a payment. I owe $3,591.52 and am paying a finance charge of $89.1...
Entity
Providian-emerge
Categories: Credit Card Processing (ACH) Companies
9, Report:
#130742
Posted Date:
Feb 09 2005
Providian - Emerge ripoff the rate went up to 29% Atlanta Georgia
I open this account with Providian with low rate about 19% and than I recieved a letter that Emerge took the account and the rate went up to 29% and I pay the bill every month and the bill only goes down a few dollars cause of the high rates they charge. I canceled my card but still...
Entity
Providian - Emerge
Categories: Credit & Debt Services
10, Report:
#128475
Posted Date:
Jan 22 2005
Providian - Emerge MasterCard ripoff Atlanta Georgia
My name is Shelly. I am writing this letter to tell my story. I applied for a Providian card 2001 I think it was at 19.99%, so that I could rebuild my credit back again.
In 2003 I get a letter from Providian that Emerge will be taken over at 29.99%. I owed 5,400 still. I pay...
Entity
Providian, Emerge Mastercard
Categories: Credit Card Processing (ACH) Companies
11, Report:
#107482
Posted Date:
Sep 08 2004
Providian / Emerge Illegal Activity Dallas Texas
We had filed bankruptcy and included my providian account, the lawyer sent out freeze account papers to all of our accounts including providian (freeze accounts means just that : no activity allowed on the account until the bankruptcy is cleared) and then the bankrupsty was approved...
Entity
Providian - Emerge
Categories: Credit & Debt Services
12, Report:
#105908
Posted Date:
Aug 29 2004
Emerge - Providian ripoff Columbus Ohio
It's bad enough this company charges an outrageous interest rate of 29.99% but then if you want to pay your bill on line they want to charge you $9.95 to do it and if you call them to pay if you know your payment will be late they charge you! This is the worst company. If I had know...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
13, Report:
#103477
Posted Date:
Aug 13 2004
Providian, Emerge Credit Card rip-off! They cut my credit line, then canceled my credit card even after I paid off half the balance. Atlanta Georgia
I had 2 late payments about a year ago. Then 5 months ago my credit balance was cut then my card was canceled even after paying half of my remaining balance. Now each statement, the credit line drops like the stock market does and when you call, you get some $2.00 a day indian that ...
Entity
Providian - Emerge Credit Card
Categories: Credit & Debt Services
14, Report:
#101054
Posted Date:
Jul 29 2004
Providian - Emerge Cardholder Services ripoff Columbus Georgia
I spent $153.00 on my Providian account. As soon as I was about to pay it off, after all the fees kept hitting me, they changed to Emerge. I now have even more fees and late charges than I can keep up with! Emerge has been ripping me off for 36 months now and even though I keep send...
Entity
Providian - Emerge Cardholder Services
Categories: Credit Card Processing (ACH) Companies
15, Report:
#98618
Posted Date:
Jul 13 2004
Providian - Emerge ripoff Atlanta Georgia
Providian arbitrarily switched my account to Emerge.
Emerge interest rates are higher.
Emerge customer service is poor at best. (Once you finally navagate through their extensive automated attendant).
They finally started up a web site for checking your account and paying y...
Entity
Providian - Emerge
Categories: Banks
16, Report:
#95600
Posted Date:
Jun 20 2004
Providian - Emerge ripoff they switched me to emerge three months after I was approved, fastfoward to now and I owe almost a thousand dollars and I have never seen an interest rate on my statments. San Antonio Texas
I joined with a two hundred dollar credit limit,and three months later, they switched me to emerge, because providian was in trouble. I now owe emerge close to a thousand dollars and i have never seen an interest rate on my statments.
Ventura
san antonio, TexasU.S.A.
Entity
Providian - Emerge
Categories: Credit & Debt Services
17, Report:
#94563
Posted Date:
Jun 11 2004
Emerge/Providian ripoff Where are the bills? Duluth Georgia
I can't believe this! I thought there was something fishy going on, but couldn't get any answers.
A company began calling us about a week ago. They asked for my mother and when I informed them she wasn't at home, they hung up. My mother was out of town for a week. Within th...
Entity
Emerge - Providian
Categories: Credit & Debt Services
18, Report:
#87214
Posted Date:
Apr 09 2004
Providian Emerge ripoff by going from a low interest rate to 29.97% Columbus Georgia
When I first received the providian card, it had a low interest rate, something like 14%. I had a limit of $2500 and I was doing just fine with paying my bill every month and with no advance notice or good reason, they switched me to emerge which has a really high interest rate of ...
Entity
Providian Emerge
Categories: Corrupt Companies
19, Report:
#61854
Posted Date:
Mar 26 2004
Providian Emerge ripoff deceptive company Internet
Let me tell you a little about my providian experience.
I had a providian card for about 2 years and one day I decided that I was going to try and get the interest rate lowered. I called customer no service and explained to the rep what I wanted and she laughed so hard that I tho...
Entity
Providian Emerge
Categories: Credit & Debt Services
20, Report:
#77272
Posted Date:
Mar 12 2004
Providian, Emerge ripoff dishonest billing, charging me late fees and I am not late on a payment Atlanta Georgia
Providian-Emerge whatever they call themselves are charging me late fees and I am not late on a payment. They call up and are very rude to whoever answers the phone. They don't want to hear your situation but they say they want to help. What a big rip off.
Alice
seffner, Florida...
Entity
Providian - Emerge
Categories: Credit & Debt Services
21, Report:
#83284
Posted Date:
Mar 09 2004
Providian-Emerge ripoff, fraud and lack of ability to admit errors. Atlanta Georgia
We paid off our Providian/Get Smart Card in May or 2002 and were pleased to do so. It was our obligation and our responsibility. Once this card was paid off, we never heard another word from Providian, other that the occasional get a credit card crap you get in the mail.
Mid to ...
Entity
Providian-Emerge
Categories: Credit & Debt Services
22, Report:
#82236
Posted Date:
Feb 28 2004
Emerge/Providian ripoff! The website that we were using to pay our monthly bill doesn't exist anymore. How do we pay? Our credit is getting ruined! Atlanta Georgia
I was shocked to see that I was not the only person getting screwed by the Providian/Emerge thing. I am a soldier in the United States Army. I was stationed in Germany when I received my Providian card.
Shortly after receiving my card, I was deployed to Kosovo. No problem, I...
Entity
Emerge - Providian
Categories: Credit Card Processing (ACH) Companies
23, Report:
#77118
Posted Date:
Jan 20 2004
Providian Emerge Mastercard ripoff Atlanta Georgia
I had a Classic Visa Providian credit card with a great credit limit and it was my very first credit card. All of a sudden, I get this letter that my credit card account had been sold to Emerge. They said that the conditions would be the same with them as they were with Providian. T...
Entity
Providian - Emerge Mastercard
Categories: Credit & Debt Services
24, Report:
#76834
Posted Date:
Jan 11 2004
Providian - emerge Credit Card ripoff Atlanta Georgia
I too have had an experience with emerge. I too had a providian credit card that was in very good standing. I went to vegas for a few days and when I went to check out my card was no good. Providian/Emerge closed it and the remaining credit line out without notifing me either.
I...
Entity
Providian - Emerge Credit Card
Categories: Credit & Debt Services
25, Report:
#74585
Posted Date:
Dec 09 2003
Providian - Emerge ripoff Atlanta Georgia
I had a Providian account with a $300 credit line. I made a $400 payment (Providian's fees put me over-the-limit). The very same day I received a letter from Providian stating my account had been closed. It was later sold to Emerge. Since Emerge has taken over this account I hav...
Entity
Providian - Emerge
Categories: Credit Card Processing (ACH) Companies