26, Report:
#465619
Posted Date:
Jul 14 2009
Beneficial/HFC The loan that never pays off! Also, the amount paid never appears on statement Buffalo New York
My husband refinanced his mortgage over 10 years ago with Beneficial, which later was sold to HFC-which is owned by HSBC. The loan was for around $55,000, which is the amount that he stills owes on it!!!
Apparently his ex-wife missed some payments when they were married. We f...
Entity
Beneficial/HFC
Categories: Banks
27, Report:
#172112
Posted Date:
May 02 2009
HFC Beneficial - HSBC Collection ripoff terrorist- Lies of restructure - Abusive Language- Harrassment Elmhurst Illinois
I had taken a second mortgage with Beneficial to help with improvements on my new home the loan amount was for 22,000.00 this was easy part they were quick to give me the money and smiled as I left the office. This was just after Sept 11.
I work as a federal Security officer and ...
Entity
HFC Benificial - HSBC
Categories: Credit & Debt Services
28, Report:
#425034
Posted Date:
Feb 27 2009
HFC/Beneficial ,HSBC Bank Unrequested Loans by mail - Preditory Lending Wilmington Delaware
When I was roughly 20 years old, living 18 hrs away from home as a broke college student, I randomly received a check in the mail in the amount of $6,000 from Beneficial Finance. Naturally, as a young broke college student, I immediately deposited the check into my bank account and...
Entity
HFC/Beneficial , HSBC Bank
Categories: Loans
29, Report:
#406706
Posted Date:
Dec 31 2008
Beneficial - HFC - HSBC two yrs, after acct pay off, requested additional paymnt, no bill snt prior to collection call. Elmshurst Illinois
Rec'd acct pay off amt of $3779., in Jly 06, it was paid in Aug 06.
On Dec 30, 08, I rec'd a call from the collection dept requesting a payment of $331.76, this was the first contact from the company since 2006.
Their explaination was that the pay off was not the total owed, i...
Entity
Beneficial - HFC
Categories: Loans
30, Report:
#363317
Posted Date:
Aug 15 2008
Beneficial - HFC Collected payment arrangements then filed judgement against me causing me 3,000 in additional fees. Memphis Tennessee
I took out a loan of 6,000 for my daughter but it was in my name, she was responsible for paying it. My daughter had been paying on the loan for a year and she got behind 4 months in payment. After I learned she was behind, I mailed in two payments.
About a month later I re...
Entity
Beneficial - HFC
Categories: Attorney Generals
31, Report:
#263576
Posted Date:
Apr 07 2008
HFC Beneficial - Beneficial Consumer Discount Company Loaned an extravegant amount of cash to remortgage RipoffJohnstown Pennsylvania
The company allowed us to refinance our home. The appraisal was very high, over $100,000. We were permitted to borrow 100 % of the value. Now we are almost at the point of forclosure because we cannot and have not been able to make their payment and keep up with the rest of our b...
Entity
Beneficial Consumer Discount Company
Categories: Mortgage Companies
32, Report:
#183277
Posted Date:
Dec 11 2007
HFC/ Beneficial/ Household/ Hsbc ripoff Carol Stream Illinois
I too Have fell victim to this horrible company. it is literally turning my life upside down. from this company we received an offer to take out a second mortgage on our property. The amount to be borrowed was $20,000.00 out of this twenty thousand some of our other creditors were...
Entity
HFC/ Beneficial/ Household/ Hsbc
Categories: Mortgage Companies
33, Report:
#276420
Posted Date:
Sep 29 2007
HFC Beneficial, HSBC, Household Finance left me destitute and unable to feed my family Gaithersburg, Jackson MI, Maryland, and Michigan
My ex-husband and I financed a car through HSBC in October 2001. I was the co-signer on the car. My ex-husband made payments on the car until about May 2005. I wasn't notified that he had stopped making payments. The next thing I knew he told me the car was repossessed. I contacted ...
Entity
HFC Beneficial, HSBC, Household Finance
Categories: Collection Agency's
34, Report:
#234580
Posted Date:
Aug 13 2007
HSBC Beneficial - HFC Lack of Integrity ripoff Aurora Colorado
The first thing that is important is to know that Household Finance Company (HFC), Beneficial Finance, and HSBC are all the same company. It is important to know this because it is easy to mistake them as seperate companies (even though HFC & Beneficial appear on the top of all the...
Entity
HSBC-Beneficial - HFC
Categories: Mortgage Companies
35, Report:
#253767
Posted Date:
Jun 13 2007
HFC Beneficial No Call backs on loan after appraisal was done Ripoff Reno Nevada
We filed for a refinance loan on internet with lendingtree.com and received about 5 or 6 diferent companies responses we chose 3 of those to refinance with in which HFC Beneficial of Reno, Nevada was one of them in about 2 weeks we had an appraisal done with HFC Beneficial . We rec...
Entity
HFC Beneficial
Categories: Mortgage Companies
36, Report:
#239929
Posted Date:
Mar 21 2007
HOUSEHOLD FINANCIE CENTER - HFC - BENEFICIAL RIPOFF DEFERRED INTEREST NO GRACE PERIODS CREDIT DAMAGE HOUSEHOLD FINANCE CHESAPEAKE Virginia
I acquired a refi loan with this company in 12/05, Since then I have been laid off, and my husband retired from the Army, and with this retirement came a lot of adjustments including taking over four months to find a job that would pay for our bills. Even through all this I was ab...
Entity
HOUSEHOLD FINANCIAL CENTER - HFC
Categories: Mortgage Companies
37, Report:
#238009
Posted Date:
Mar 03 2007
Beneficial, HFC Loan Ripoff Spring Lake North Carolina
Beneficial/HFC is such a ripoff. Made the mistake of getting a bill consolidation loan from them in 2002. Don't use Beneficial/HFC if you ever need a loan. They should be boycotted and forced out of business. However, the employees at the local branch should not be blamed. They are ...
Entity
Beneficial, HFC
Categories: Loans
38, Report:
#218994
Posted Date:
Nov 03 2006
Beneficial Finance Added undo interest and fees, changed terms of the note East Hartford Connecticut
I want to set some background information so as to make it clear. I have had a loan with the company for two years.
In the two years not one payment was ever late and the account is current and up to date. But having had to deal with HSBC and having many issues with them, I deci...
Entity
Beneficial Finance
Categories: Loans
39, Report:
#161498
Posted Date:
Oct 20 2005
Household Finance, HFS, Benificial Mortgage ripoff, home loan, home finance, oregon, poor people, rip off artists, con artists, evil people, should be shut down! Pamona California, Illinois, Oregon, and more!
I am not even sure where to start.
First off, when we filled out our home loan paperwork, the loan agent had added different incomes, cars and etc so that we would get approved for a larger loan. (we found this out much later - just to give you an idea of what kind of company thi...
Entity
Household Finance, HFS, Benificial Mortgage
Categories: Mortgage Companies
40, Report:
#115572
Posted Date:
Nov 03 2004
HFC - Beneficial -Household ripoff cheats ,lies lies lies, decievers, Elmhurst Illinois
Well, as I have sit here and read others complaints about this company it almost sounds as if I am hearing my own story,we were somewhat involved in the class action suit against this company.
By somewhat I mean we or it pertained to it , I called the HFC settelement phone number...
Entity
HFC - Beneficial
Categories: Loans
41, Report:
#99267
Posted Date:
Jul 17 2004
Beneficial HFC Bait and Switch Rip Off Gaithersburg Maryland
In trying to help my mom with her bills I co-signed a personal loan through Beneficial with the condition that the loan could be re-financed two months later for a lower interest rate on an Express Home Equity. Needless to say two months later, we re-applied for the Home Equity and...
Entity
Beneficial HFC
Categories: Loans
42, Report:
#71103
Posted Date:
Nov 06 2003
Household Finance ripoff overlimit fees anytime, increase interest rates, DO NOT SUPPORT, I would NEVER again do business with any company associated with these criminals. Carl Stream Illinois
I've been associated with the criminals of the HFC group for several years. My initial WAR with them was when they purchased an old finance group called ITT Financial. I would encourage anyone who has any affiliation with any of there companies, be it HFC, Beneficial Finance, Ho...
Entity
Household Finance
Categories: Financial Services