51, Report:
#155849
Posted Date:
May 23 2008
Orchard Bank, HSBC, Household Bank Fraudulent City Of Industry Ripoff California
I sent in 2 checks to payoff my 2 Household Bank accounts. The first check was in the amount of $561.00 and was made payable to Orchard Bank. I went to their website to get the address on where to send payments in. According to Orchard Bank's website, If I live in California (which ...
Entity
Categories: Banks
52, Report:
#235616
Posted Date:
May 19 2008
HSBC, Orchard Bank LEADERS IN CREDIT CARD PREDATORY LENDING Salinas California
DATE: 10 / 2005 my house of 6 years was in the first stage of foreclosure due to a loss of employment. Needless to say all my credit cards (now in default) were not extending me any credit. Before being laid off my credit rating was AAA. But I digress, this application for a credit ...
Entity
Categories: Credit & Debt Services
53, Report:
#331301
Posted Date:
May 08 2008
HSBC ORCHARD BANK MASTERCARD WIPED OUT BY HSBC LEFT PENNILESS Baltimore Maryland
On March 15.2008 I made an over the phone payment with Orchard Bank to my mastercard acct for $115.00 on March 18, 2008 while checking the status of my accts that I did O.T.P. payments with there wer about 4 I was totally shocked when I heard the recording on my HSBC acct. state, Th...
Entity
Categories: Credit & Debt Services
54, Report:
#321621
Posted Date:
Apr 19 2008
Orchard Bank/ HSBC I not only 2nd, but I two thousandths that they are a rip off!! low apr !! HAHAHAHA where is the sike written Probably Some Rich Guys Basement Nationwide
I really wish I had known about this site when I signed up with Orchard. It amazes me how many people are getting.. pardon my french... screwed over with disgustingly high APR who don't deserve it. I pulled my credit report, and noticed wow I've been current with HSBC for over 3 yea...
Entity
Categories: Loans
55, Report:
#322265
Posted Date:
Mar 30 2008
Hsbc Orchard Bank Credit Card - Intermountain Community Bank a bad credit card Salinas California
I received my deposit check from Intermountain Community Bank which is the bank for the orchard bank credit card.Before I received this check,I called orchard banks 503 phone number about 10 times.What I learned is that you should dial their 1800 number instead of 503 phone number....
Entity
Categories: Credit & Debt Services
56, Report:
#314323
Posted Date:
Mar 10 2008
ORCHARD BANK/ HSBC APR% TRIPLED TO 28.9%, LATE ONCE IN 2 YRS Portland Oregon
I have had a card with Orchard for just about 2 yrs. I was late once, just once and they TRIPLED, yes TRIPLED my APR from 9.9% to 28.95%. They said that in the terms of the agreement they could run another credit report on me at anytime and change the rate. This is a piece of gar...
Entity
Categories: Credit & Debt Services
57, Report:
#305757
Posted Date:
Feb 16 2008
HSBC, Orchard Bank Visa Card, Orchard Bank Mastercard, HSBC Card Services) DO NOT TRUST HSBC CARD SERVICES!!! HSBC lies to consumers! Very fraudulent and deceitful company... Carol Stream Illinois
I have had two credit cards with HSBC for about a year now. The interest rate on the accounts is fairly high, but with my credit I didn't expect a low rate. Up until a couple of months ago everything went fine. High interest rate, lots of calls when my payment was late, etc. Pea...
Entity
Categories: Credit & Debt Services
58, Report:
#308722
Posted Date:
Feb 14 2008
HSBCHSBC (Orchard Bank) Outrageous APR Salinas California
I have been a customer of HSBC bank for the last seven years. I have never missed a payment and have never been late for my payments. Few months ago and without any prior notice they raised my APR to 30%!! The company has refused to give me an explanation and has refused to adjust t...
Entity
Categories: Financial Services
59, Report:
#306291
Posted Date:
Feb 11 2008
Orchard Bank, Orchard Bank Credit Card Services Provided HSBC , Orchard Bank is a scam, They forget to tell you about hidden fees, Pomona California
Do not fall for the lies they tell you. They say that they report to all 3 major credit bureau. (BS) Yea, if you don't make payments on time, but if you pay off any balance owing off. It takes them about a year to report that you have a zero balance. They say theres only a 1 TIME fe...
Entity
Categories: Credit Card Processing Companies
60, Report:
#305540
Posted Date:
Feb 02 2008
Celestine Shaw Some one using my Cridet card Brooklyn New York
I was charged $109.99 on my HSBC/Orchard Bank credit card for something I did not receive or order.
Celestine
Fishbold
Brooklyn, New YorkU.S.A.
Entity
Categories: Credit Card Processing (ACH) Companies
61, Report:
#300052
Posted Date:
Jan 30 2008
HSBC (ORCHARD BANK) CONSTANT UNAUTHORIZED CHARGES BY THEIR AFFILIATES SALINAS CALIFORNIA *EDitor's Suggestions on how to get your money back into your bank account!
I am constantly having to call Orchard Bank regarding charges by affiliates of theirs ie:HSBC Daily Discounts, American Leisure, EZ Saver....In spite of my insistence that I did not authorize these companies or charges, they simply say well, you must have or they wouldn't have been ...
Entity
Categories: Credit & Debt Services
62, Report:
#287750
Posted Date:
Dec 17 2007
Orchard Bank, HSBC Card Services, Inc. Triligent, Triligent *Auto Vantage / *Great Fun Direct Marketing Scam - Deceptive Practices - Bate and Switch Shraumburg Illinois
HSBC/Orchard Bank is involved in a deceptive marketing scam via its affliate Triligent that sends out check appearing to be account overpayment refund checks that actually enroll consumers into programs they don't need and charge their credit cards unbeknowst to them 30 days later. ...
Entity
Categories: Financial Services
63, Report:
#286141
Posted Date:
Nov 22 2007
HSBC Orchard Bank Sent unused card back - being charged for what? Salinas California
I was advised to start rebuilding my credit after a bankruptcy by getting a credit card from Orchard Bank in CA. I applied for and received the card, but something told me to check them out before using it.
So, I came to this website, and after reading all the horrendous reports...
Entity
Categories: Con Artists
64, Report:
#285598
Posted Date:
Nov 20 2007
HSBC - Orchard Bank Card Service OVER CHARGE ME FOR 8 TIMES WITH IN A MONTH SALINAS California
THE orchard bank charge me for more than 8 times with in a month. 3 times late fees which is $30 each time, 2 times chek by phone fee $15 every transaction, 3 times over the limit fee of $30 each time and 1 time for the statement copy fee of $2.98. emagin this, i did not even requis...
Entity
Categories: Credit Card Processing (ACH) Companies
65, Report:
#285562
Posted Date:
Nov 20 2007
HSBC - Orchard Bank - Household Credit. Scam, Rip-Off, Cheat, Predators. Salinas California
This company are predators and rip-off artists.
Matthew
Hamilton, New JerseyU.S.A.
Entity
Categories: Corrupt Companies
66, Report:
#283315
Posted Date:
Nov 06 2007
HSBC Orchard Bank Credit Cards Crooks, Liars and Thieves... Grifters... Salinas California
This company is a major ripoff. I just closed out two accounts with them and they were the only credit card company I paid off that I had to send extra money to pay off completely. I also paid off two Capital Ones and a Juniper card at the same time and they accepted the amount they...
Entity
Categories: Credit & Debt Services
67, Report:
#282235
Posted Date:
Nov 01 2007
Orchard Bank - HSBC North America HSBC/Orchard Bank - A Predatory Lender! Prospect Heights Illinois
I won't hide the fact that I fell behind/over my limit with an Orchard Bank Master Card account. Late fees and overlimit fees can be expected from any card holder. But to have MORE late fees assessed to your account even while the current billing cycle is still open is PREDATORY i...
Entity
Categories: Banks
68, Report:
#279509
Posted Date:
Oct 18 2007
Orachard Bank - HSBC Continued Collection Calls Despite written notice to stop! Salinas California
I got laid off from my job two months ago, and have fallen behind in my payments. I started receiving up to 10 collection calls a day from HSBC/Orchard Bank. I sent them a written cease and desist notice via certified mail, and the calls still continue, despite citing the Fair Debt ...
Entity
Categories: Collection Agency's
69, Report:
#251684
Posted Date:
Oct 16 2007
ORCHARD BANK HSBC BIG TIME RIP OFF ARTISTS! BIG TIME RIP OFF ARTISTS! SLICKSTERS, SNEAKY AND FRAUDULENT BILLING METHODS Salinas California
On 6/1/07, I paid my monthly online credit card payment to Orchard and it stated that although I was making a payment on today it would not credit my account until Monday which meant I would be charged a late fee of $30. (Although my due date is on a Sunday, 6/3/07). This makes no s...
Entity
Categories: Credit Card Fraud
70, Report:
#277008
Posted Date:
Oct 04 2007
HSBC Orchard Bank chargedlLate fees charged when we have proof payment was made before due date Salinas California
We have our payments via auto bank draft on all of our credit cards most are made on the due date. Orchard bank is made prior to the due date. we have had this on orchard bank for about a year.
We just recieved a statement with an unrealistic interest rate and a late fee. Our du...
Entity
Categories: Banks
71, Report:
#272445
Posted Date:
Sep 25 2007
HSBC ORCHARD BANK OUTRAGEOUS INTEREST RATES LAS VEGAS Nevada
Simply put, this company is a predatory lender. They need to be investigated by the FTC. The current interest rate on my $400.00 limit Orchard credit card is over 30%. In addition there is a $59.00 yearly service fee. I have never missed or been late on a payment. I'm paying off...
Entity
Categories: Credit Card Processing (ACH) Companies
72, Report:
#269256
Posted Date:
Sep 13 2007
Orchard Bank - HSBC Did not activate acct Have numerous documentation supporting attempts to dispute this card - being charged and didn't even use won't cancel my info or clear false charges fees Ripoff Salinas California
I contacted several credit card companies online - I received the information in the mail from Orchard and another from HSBC - I contacted about activation - was told they were unable to complete application and needed additional information to verify identity. I told them I did not...
Entity
Categories: Credit Card Processing (ACH) Companies
73, Report:
#262195
Posted Date:
Sep 10 2007
Orchard Bank Aka HSBC Aka Snap Returned check scam! Bank account number magically changed on its own. last digit dropped City Of Industry California
I received my new orchard bank credit card a few weeks ago. I purchased a couple hundred dollars on it. I signed up for their online bill pay service. The site requires you to enter the account number for your bank twice to guarantee no mistakes. Somehow, magically, the last digit w...
Entity
Categories: Credit & Debt Services
74, Report:
#272321
Posted Date:
Sep 05 2007
HSBC (Orchard Bank Credit Card) Of Nevada. Takes 5 days to post online payments Navada Nevada
This company takes 5 days to post payments that are done unline. I have several other credit cards and all online payments are always posted the same day when done in the morning. On 8/31/07 in the morning I made a payment. Today is 9/4/07 5 PM and the payment has not posted yet.
...
Entity
Categories: Banks
75, Report:
#268005
Posted Date:
Aug 16 2007
Orchard Bank - HSBC Miserable, Cheating! ripoff Portland Oregon
I applied for an Orchard Bank MasterCard to help boost my credit! My apparent mistake was sending it to my PO Box.
I have all my mail sent to my PO Box, since I went through mail fraud and ID Theft a year ago! The only problem is that that friggin company can't seem to verify squ...
Entity
Categories: Banks