926, Report:
#36028
Posted Date:
Nov 23 2002
Providian Raised my interest rate! victimized many consumers Dallas Texas
Well a little over two years ago I recived a credit card from Providan, my credit wasnt perfect and they knew it. Since then I've been able to buy a new car and my bills are now paid on time. But they sent me a letter telling me my interest rate was being uped to 30%! I called cu...
Entity
Categories: Credit Card Fraud
927, Report:
#35928
Posted Date:
Nov 22 2002
Merrick Bank never sent a letter of company transfer was (providian) also interest rate nearly doubled from previous company without any sort of notification Old Bethpage
Previous cardholder company was Providian I never received a letter stating that the card was being transferred to mastercard instead of visa or any other sort of change?
Also when I received my 1st statement the interest rate was nearly doubled from my previous card? How is ...
Entity
Categories: Credit & Debt Services
928, Report:
#35433
Posted Date:
Nov 17 2002
Providian Financial Promissed to stop all late fees ripoff liars victimized us Salt Lake City Utah
We were promised if we paid 3 payments of 50.00 and 3 payments of 75.00 we would not be charged late fees or overlimit fees. We made all payments on time,and we owe more now then when we started.Interest was to brought down to .09% it was not.They said they never promised that. They...
Entity
Categories: Credit & Debt Services
929, Report:
#35254
Posted Date:
Nov 17 2002
Providian Credit Cards ripoff Legal Loansharks @ 32.43% on a current account consumer fraud Dirty rip-off dogs Nationwide Nationwide
I just received my monthly statement from Providian Mastercard which I've had for a few years. The account has always been current and this payment is not even due yet. They put me over my credit limit by tacking on the annual fee of $59.00. Because of them doing that, they also rai...
Entity
Categories: Credit Services
930, Report:
#34955
Posted Date:
Nov 12 2002
Providian Bank lowered credit line for no reason arlington Texas
My husband has had a Providian credit card for just under a year now and just 2 months after opening the account his limit was raised (by them) from $2,00 to $3,000.
We just received a notice today that they are reducing our credit to $2,713 as a result of the account and overa...
Entity
Categories: Credit Services
931, Report:
#34240
Posted Date:
Nov 05 2002
PROVIDIAN CREDIT CARD ripoff liars SAN FRANCISCO California
HAVE EXCELLENT CREDIT, HAD THERE CREDIT CARD FOR SEVERAL YEARS, ALWAYS OVERPAY AND NEVER LATE,. THEY CREATED A SETUP TO INCREASE ALL ACCOUNTS INTEREST RATES TO 29 PERCENT TO 39 PERCENT , SO YOU HAVE NO CHOICE BUT TO CANCEL THERE CARD TO MAINTAIN THE LOWER INTERESST RATE WIHICH MINE ...
Entity
Categories: Credit Card Fraud
932, Report:
#33757
Posted Date:
Oct 29 2002
Providian Financial ripoff abused & mistreated Arlington Texas
I wanted to reduce my balance with Providian due to their outrageous interest rates well in excess of 20%. I applied to Chase Bank for a exceptional low interest rate credit card which I received I wanted pay down Providian. I sent them what I thought was a balance transer check fr...
Entity
Categories: Banks
933, Report:
#33537
Posted Date:
Oct 27 2002
Providian Financial ripoff bogus letters Mail Fraud San Antonio Texas
I recieved a letter in October explaining that Providian wanted to increase my APR from 16.9% to 28.9%. I called up and talked to a women named Alicia and asked her to freeze my account at 16.9% and she agreed.
I was outraged when I recieved my next bill and the interest rate w...
Entity
Categories: Corrupt Companies
934, Report:
#33522
Posted Date:
Oct 27 2002
PROVIDIAN NATIONAL BANK CREDIT CARD RIPOFF OUTRAGEOUS INTEREST CHARGES OVERNIGHT SELLOUT TO EMERGE San Francisco California
Received September credit card statement and noted interest rate had been changed to 29.99%. Telephoned and asked why. Told a letter was sent to ALL CUSTOMERS IN APRIL 2002 stating if they did not close their account, the interest rate would be raised to 29.99% in Sept. Said I ne...
Entity
Categories: Corrupt Companies
935, Report:
#33447
Posted Date:
Oct 25 2002
Providian Financial RIP-OFF Accepted $1600 payment then lowered my credit line and raised my rate! Tilton New Hampshire
I am EXTREMELY upset... I sent in a large payment of $1,600.00 to lower my balance because I was planning on making a large purchase on my credit card. Providian was quick in accepting my payment but immediately after posting my large payment, they froze my account, lowered my cred...
Entity
Categories: Credit & Debt Services
936, Report:
#33398
Posted Date:
Oct 25 2002
Providian Visa Card thievery & Customer Service Rip-off Hell Internet
Apparently I have missed a change of my due date or something has gone wrong. I do not know what has happened. Suddenly I THINK I am declared in default and that is why my interest rate is increased to 38% or higher. I really don't know what has happened to me.
To my knowledge, i...
Entity
Categories: Credit & Debt Services
937, Report:
#1033426
Posted Date:
Oct 19 2002
Providian aka Direct Merchants ripoff dishonest ripoffs City of Industry California
This Co stateted that they will help me get my crdit stablish again after a BK I had 4 years ago. At first they offered me a $2000.00 Credit Limit of whitch I use $1940.00 the initial interes rate was 19.0% the montly paymets were over $120.00 a month. Now this people do not sent th...
Entity
Categories: Banks
938, Report:
#32670
Posted Date:
Oct 16 2002
Consumer First How stupid can one person really believe millions of people are? Tampa Florida
A letter came through the mail for a credit card allowing me 5000 dollar credit limit and 0%apr for twelve months. I have recently read many reports from others who received the same information. This is a red flag to everyone as being a fraud.
There is no phone number or actu...
Entity
Categories: Credit & Debt Services
939, Report:
#32552
Posted Date:
Oct 15 2002
Capital One Visa & Master Card Providian Rearranged my entire system of beliefs ripoff to consumers San Francisco California, Falls Church Virginia
Your form is a real pain...
A little over a year ago, in anticipation of surgery on both hands, I called all 3 of my credit card companies and told them I wanted to activate the credit protection I had been paying for as I was expecting time off work at only 60% (short term disabli...
Entity
Categories: Credit & Debt Services
940, Report:
#32435
Posted Date:
Oct 13 2002
Providian National Bank the ripoff business that doesn't give a dam Old Bethpage San Francisco California
I had opened a providian visa card for a an annual fee of $89.00 three years ago. I realize the apr was high but I didn't care. I wanted to rebuild my credit.
My credit reached $4260.00. I paid the account on time...always plus a little more so I could show a nicer payment. Did t...
Entity
Categories: Corrupt Companies
941, Report:
#32376
Posted Date:
Oct 12 2002
Providian Classic Unsecured Master Card Jacked-up interest rates with 10 days to opt-out victimized many consumers Tilton New Hampshire
My wife and I hold four unsecured Providian cards between us that combined have $35,000.00 of available and open credit, under which we owe Providian just under $3,000.00. We have never been late or over-limit on any of these cards.
I was surprised last week by a letter from Pro...
Entity
Categories: Credit & Debt Services
942, Report:
#32238
Posted Date:
Oct 10 2002
Providian or Aria fraudulent ripoff business raised our percentage rate and did not notify us Tilton New Hampshire
My husband has a credit card through Providian, and I have a credit card through Aria. Both are issued through Providian National Bank in Tilton, NH. The reason we got these cards, is that they make it easier for people with bad credit or no credit to get credit cards. My husband...
Entity
Categories: Credit & Debt Services
943, Report:
#32215
Posted Date:
Oct 10 2002
Providian ripoff raised APR for no reason the business that doesn't give a damn Dallas Texas
Providian raised my APR to 28.99 for no reason. I have never paid a payment late, and always pay more than the minimum payment required. I believe that since I don't use the card often, they want to get rid of me as a customer. VERY unfriendly and unconcerned when I called. Spread t...
Entity
Categories: Credit & Debt Services
944, Report:
#32137
Posted Date:
Oct 09 2002
First Capital Consumer or Group or Membership Services ripoff debited $199 and won't give credit cards or refund West Toronto Ontario
I received a call from First Capital saying that I was approved for a card. Since I had just been applying for credit cards I assumed that it was one of those companies. I accepted their offer to pay $199 to them as a one time fee since I had previously paid providian 50 to proces...
Entity
Categories: Credit & Debt Services
945, Report:
#32094
Posted Date:
Oct 09 2002
Providian ripoff victimized many consumers Manchester New Hampshire *EDitor's Suggestion
This credit card company decided to raise my interest rate from 16.9% to 28.9%. They did this with a 30 day notice; on a card I have held for 3 years. I have never made a late payment nor exceeded my limit at any time.
My only fault is trying to rebuild my credit after bankrup...
Entity
Categories: Credit & Debt Services
946, Report:
#31767
Posted Date:
Oct 03 2002
Providian Going up on my interest unexpectedly to 28% interest and HOLDING MY PAYMENTS Arlington Texas
Providian is evil and exploits people with a history of credit problems with loanshark tactics. I was a victim of identiy theft 6 years ago and it severely affected my credit.
I paid my credit card bill of in its entirety 3 days ago except for 16 bucks I somehow missed, which th...
Entity
Categories: Credit & Debt Services
947, Report:
#22832
Posted Date:
Oct 03 2002
PROVIDIAN VISA CARD SMART CARD SENT BILL AFTER THE DUE DATE AND CHARGE ME LATE FEE, HARASSED MY WIFE TELLING HER THAT I AM SUBJECT TO COLLECTION PAY NOW fraudulent ripoff business DALLAS Texas
I sign up for smart card visa card on line. (www.smartcard.com) and I receive the card under providian bank. Everything work fine they send the bill on time for a few months.
They forgot to send the bill for may 2002 and they add late charge fee to my account. They call my wife a...
Entity
Categories: Credit & Debt Services
948, Report:
#4443
Posted Date:
Sep 27 2002
Providian National Bank criminal or simply unethical *UPDATE Employee Inside information! EDitor says must read!
I cancelled my AT&T credit card and changed my long distance carrier from AT&T to Sprint. AT&T representatives offered me $100 to return. I told them the issue was not money but ethical business practices. I said I would return to AT&T only if I discovered that all other companies w...
Entity
Categories: Banks
949, Report:
#31037
Posted Date:
Sep 25 2002
Providian National Bank PROVIDIAN...WOKE ME WITH A SUMMONS victimized many consumers Tition New Hampshire
Much to my surprise and shock I awoke to a deputy at my front door with a summons for my husband. It seems as if PROVIDIAN has commenced a civil action against my husband. Two years ago we did a balance transfer with Providian, and up until recently we were making payments just fi...
Entity
Categories: Credit & Debt Services
950, Report:
#30268
Posted Date:
Sep 17 2002
Providian Mastercard ripoff Manchester New Hampshire
This company rips you off. You send them 100.00 dollars a month when the minimum payment is 15.00 and your balance keeps going up instead of down.
I think something should be done with this rip off company
Barbara
Denton, Texas
Entity
Categories: Credit & Debt Services