101, Report:
#259565
Posted Date:
Jul 09 2007
Orchard Bank - HSBC Card Services Fake credit card at Orchard Bank How many people will have to scammed before something is done?! Ripoff Salinas California
Everyones gets pre-approved credit cards in the mail and I ignore 90% of them. But this one I just happened to try. Its one thing for a bank to offer loans and such with rediculous fees and charges attached. Its entirely different to offer fake credit cards. The credit card was for ...
Entity
Categories: Credit Card Processing (ACH) Companies
102, Report:
#252843
Posted Date:
Jul 06 2007
HSBC CARD SERVICES BIG BANKS NEVER LIE. IT MUST BE THE MAILMAN'S FAULT! ripoff CITY OF INDUSTRY California
QUITE SIMPLY:
twice I sent payments 45 days in advance (before the due date), and both
times the payments were 2 days late... how hard is that to figure out?
My Mailman must be getting old!
There are over 200 examples (on this web site!) of this huge enitity -HSBC-
...
Entity
Categories: Credit & Debt Services
103, Report:
#258632
Posted Date:
Jul 04 2007
Orchard Bank HSBC Card Services Applied, Approved, Never received a card, received the bill, I was lied to and hung up on! ripoff City Of Industry California
Valued Cardmember Since 2007 - yeah right!
I applied online for an Orchard Bank credit card to help build credit, and to have for emergencies. I had no idea what I was getting myself into.
On May 17th, 2007 I applied for the Orchard Bank credit card online. It said that I was...
Entity
Categories: Credit Services
104, Report:
#251391
Posted Date:
Jun 05 2007
HSBC Card Services ripoff dishonest fradulent billing Baltimore Maryland
I have a credit card through this company and my payment due date was on May 10, 2007. I went on-line and made this payment on that date, it was viewable on May 11, 2007. This credit card company charged me a $30 late fee on May 10, 2007 --- the day the payment was due!!! Since t...
Entity
Categories: Credit & Debt Services
105, Report:
#249866
Posted Date:
May 23 2007
Orchard Bank/ HSBC Card Services held check so that they could charge late fees and overlimit fees City Of Industry California
This credit card company holds check so that payments are late so that they can charge late fees and overlimit fees. They send a statement with a minimun payment if you just pay what they ask you will still be over the limit again and the cycle goes on.
I contacted them becaus...
Entity
Categories: Online banking
106, Report:
#249111
Posted Date:
May 18 2007
Direct Merchants Bank - HSBC Card Services Ripoff theft by credit card 3 days early payment not considered payment,29.9 percent interest imposed for late pmt Tulsa Oklahoma
I made an early payment to my credit card account as I was going to be out of state. When I returned and got my bill it said I didn't make a payment for that month. I called and was told that I needed to take responsibility for my bills and pay them.
I've had this card for year...
Entity
Categories: Credit Card Processing (ACH) Companies
107, Report:
#244642
Posted Date:
Apr 20 2007
HSBC Card Services-Orchard Bank Fraudulent Charges- RipOff City Of Industry California
I have had an Orchard Bank Card for about a year. Every payment I make has been sent in at least 5 days before it is due. I mail payments from Las Vegas, NV to City of Industry, CA. This is a 2 day delivery time (per the post office).
Orchard Bank never posts the payments in a...
Entity
Categories: Credit Card Processing (ACH) Companies
108, Report:
#243441
Posted Date:
Apr 11 2007
HSBC Card Services Unethical and immoral business practices. Salinas California
I applied for a couple of HSBC credit cards because my credit rating is not good. They approved me for two $300.00 limit accounts. Their $79.00 initial fee is a bit ridiculous, but I needed a credit card.
About two months after obtaining and activating the cards, I sent in a pa...
Entity
Categories: Credit Card Processing (ACH) Companies
109, Report:
#243100
Posted Date:
Apr 09 2007
Direct Merchants Bank, Direct Merchants Bank, HSBC Card Services Inc Beware of hidden charges Ripoff Pomona California
This credit card company will rip you off for additional charges and your money. Be sure you pay your bill before it is due. They hold on to payments, check or on line, for about 4 additional days.
Case in point; I paid the $8,100 balance off on line and checked on-line to see if...
Entity
Categories: Credit Card Processing (ACH) Companies
110, Report:
#240585
Posted Date:
Mar 25 2007
Orchard Bank - HSBC Card Services charge over the limit fees due to their finance charges putting you over the limit ripoff City Of Industry California
I have not PURCHASED anything to put me over the limit amount they have allowed me to use; however, being close to the limit is just where they want you to be. Due the fact, Orchard (aka HSBC)tack on THEIR (not mine) finance charge at 30.49 percent to your balance, putting you over ...
Entity
Categories: Banks
111, Report:
#236523
Posted Date:
Feb 19 2007
Orchard Bank, HSBC Card Services Deceptive Business Practices Schaumburg Illinois
I applied for and received an Orchard Bank credit card with a $300 limit and 14.99% interest with a FICO score of 625 in June 2006. Since then, my balance has never been more than $160.00. I have made all payments on time and my FICO score has actually increased to 631.
I just ...
Entity
Categories: Credit & Debt Services
112, Report:
#1029231
Posted Date:
Feb 11 2007
HSBC Card Services, Direct Rewards Card Late fees before due date, thus incurring TWO over limit charges within 6 days time, ripoff Baltimore Maryland
I have had a HSBC Card Services Direct Rewards card for approximately 2 years now. I never had a problem with the company before, and am never late in my payments. If I've forgotten, I have done Rush payments in order to not incur fees.
On January 28th, I scheduled my payment on...
Entity
Categories: Credit & Debt Services
113, Report:
#234564
Posted Date:
Feb 06 2007
HSBC Card Services Lying, deceptive advertising, worst customer service ever ripoff Pomona California
I received a credit card offer from HSBC which stated a credit limit of up $2500 and 0% for 12 months. I accepted the offer and indicated my wish to transfer $1500 from another credit card.
A couple of weeks later, I got HSBC card and was shocked to see a credit limit of $1000. ...
Entity
Categories: Credit & Debt Services
114, Report:
#227623
Posted Date:
Feb 01 2007
HSBC Card Services - HSBC Credit Card Services ripoff beaware of Balance Transfer Fees Navada Bank HSBC Bank Navada Nationwide
I received a Credit Card solicitation offer in the mail from HSBC Card Services. I called and was given a credit line which the representative worked with me to apply to my other credit cards with out-standing balances. I made the transfers. The man said that the balance trasfer...
Entity
Categories: Credit Card Processing (ACH) Companies
115, Report:
#233799
Posted Date:
Jan 31 2007
HSBC Bank Nevada, N.A., Orchard Bank, HSBC Card Services ripoff fraudulent charges to UKRAINE fraudulent billing Salinas California
Oct.06 HSBC Card Services charged 91.80 transaction to www.GLOBAL-SMOKING. NE (In the UKRAINE)to my acct...Over limit fee of 30.00
I Sent a letter of dispute and charge was removed in Nov. I waited over a month before I again used the card to make sure things were ok.
In De...
Entity
Categories: Credit Services
116, Report:
#273970
Posted Date:
Jan 27 2007
Bobby Mehta HSBC Card Services I paid my total due balance in time frame and was billed $35.00 month for consecutive months a bogus charge Ripoff Prospect Heights Illinois
I paid my total bill $21.39 at the end of month as i always do. Pay the full balance due at end of each month. There was a full postal holiday two day b4 the payment was due. I understand that HSBC alleges that they received the payment 12 hours late. I called closed the account...
Entity
Categories: Credit Services
117, Report:
#230427
Posted Date:
Jan 14 2007
Orchard Bank HSBC Card Services They cancelled a card before 1st payment because i was up set with telemarketing calls calling 3-4 tim,es a day i opted out on phone they continued Salinas California
I was trying to rebuild my credit. i got a bill from them on 12/23 for the fee which I sent they received on the 1/10/2007 cashed. Unfortunately they began telemarketing me incessantly sometimes 3-4 times a day trying to sell me features to crank up my balance. Credit card insuranc...
Entity
Categories: Corrupt Companies
118, Report:
#224108
Posted Date:
Jan 06 2007
HSBC Card Services Ripoff Charging fees to pay ON TIME Salinas California
My payment was due on Dec. 7. I went online on Dec. 6 to make the payment and discovered that the earliest HSBC can credit an online payment is Dec. 8. I called and this is correct. If you want to pay a day BEFORE the due date, you either have to pay a late fee or a rush-payment ...
Entity
Categories: Credit Card Processing (ACH) Companies
119, Report:
#223501
Posted Date:
Dec 03 2006
HSBC Card Services - Orchard Bank Account opened then closed within 2 minutes, charged $89.00 in late fees. Ripoff! Salinas California
On Nov 19th received an Orchard Bank Mastercard, so I called to activate it at 11:00 PM that night. Told by Kasheema I needed bank check routing numbers for $15.00 fee. I told Kasheema I didn't have any checks, as my wife worked late and had the check book. Told by Kasheema if they ...
Entity
Categories: Credit & Debt Services
120, Report:
#222553
Posted Date:
Nov 30 2006
Orchard Bank/HSBC Card Services Increasing Rate of Intrest Salinas, California
I arrived home today only to receive a Notice Of Change In Terms. It appears that on January 1st, 2007 they will raise intrest on all balances on my account will be raised to approximately another .03% to the already high rate of over .04% APR per billing cycle.
This account has,...
Entity
Categories: Banks
121, Report:
#206201
Posted Date:
Nov 28 2006
ORCHARD BANK HSBC CARD SERVICES ORCHARD BANK MAIN OBJECTIVE IS LOAN $200 CHARGE $500 IN FEES LOAN SHARKS SALINAS California
Everything bad you read about this company is TRUE!! Their fees are OUTRAGEOUS and not warranted. I believe the only reason they lend you money is to then assess late charges, over limit fees, interest and insurance. I've had to call 3 times for them to get my address correct!!!! ...
Entity
Categories: Banks
122, Report:
#218061
Posted Date:
Oct 28 2006
TLG*EVERYDAYVALUES - Trilegiant TLG - *HSBC TLG* EVERYDAYVAL ripoff Norwalk Connecticut
A charge of $99.99 apeared on my HSBC MasterCard.
I have NEVER used this card before.
When I called HSBC Card Services to dispute the charge, they stated the company was a member company, appologized for the inconvenience, and proceeded to tell me how I had to have it removed....
Entity
Categories: Credit Card Processing Companies
123, Report:
#213529
Posted Date:
Sep 30 2006
Orchard Bank, HSBC Bank Nevada, HSBC Card Services, sneakily changes interest rates for no reason & without notification Salinas California
These dishonest ripoff artists increased the APR on my account without notifying me & for no reason.
I have always made my payments early & often for much more than the minimum payment due.
They claimed it was due to changes in my credit report but I have a copy of my report...
Entity
Categories: Banks
124, Report:
#192395
Posted Date:
May 20 2006
Orchard Bank Aka HSBC Card Services ripoff City Of Industry California
I've had this card about 1 1/2 years without problems. I must be lucky. Their 800 number 724-4964 which they do not print on their cards. My best advice is NEVER, NEVER cash one of those little $5 checks they send. You are signing up for something that is almost impossible to get ou...
Entity
Categories: Credit & Debt Services
125, Report:
#184289
Posted Date:
Mar 31 2006
ARS, collection Agency illegal and unethical collection practices Ripoff Las Vegas Nevada
I had a credit card from Orchard Bank (HSBC Card Services) When I lost my job, I fell behind, and they referred my account to collections with ARS. However, I am still recieving statements from Orchard complete with minimum payment and due date, and in the fine print (which I did ...
Entity
Categories: Collection Agency's