1, Report:
#1098938
Posted Date:
Nov 13 2013
HFC Beneficial HOUSEHOLD BENEFICIAL HFC Fraud/Predatory Lending Brandon /Orange/Douglas Florida California Arizona
Back in April of 1990, I purchased a 56X24 doublewide trailer for $30,000. Gave $10,000 down. My payments were with Security Pacific Housing. Couple of years later ,received letter stating payments be given to TransAmerica in my hometown of Douglas, Az.
Some of my payments were ta...
Entity
Categories: Unusual Rip-Off
2, Report:
#538515
Posted Date:
Dec 13 2009
Benefical, Household Finance, HSBC Beneficial Preditory Lenders BeWare of this company, Internet
This is a WARNING for Household-Beneficial users$$$$$$
IN 2003, Beneficial household or visa versa, Were busted out for Preditory lending Practices. I and many other folks lived the same nightmare! Anyone who took out a mortgage between 1999 and 2002 got burnt pretty bad, so bad we...
Entity
Categories: Mortgage Companies
3, Report:
#436570
Posted Date:
Mar 23 2009
Beneficial / householdfinance / hsbc the big ripoff Durham North Carolina
We have had our mortgage with beneficial/household finance for almost 10 years. We filed Chapter 13 bankruptcy in 2002. Our mortgage was included in the bankruptcy, so our mortgage payments came directly from the trustee. Our payment was never late for the 6 years that we were in Ch...
Entity
Categories: Miscellaneous Companies
4, Report:
#434266
Posted Date:
Mar 14 2009
Beneficial, Household Finance Corp., HSBC Charge high interest rates 1st Mgt.9.75%,2Nd. 14.90% with balloon payment. preditory lending over appraise house Baltimore, Maryland
High interest rates and also charging daily interest rates on late payments. My credit score was not bad it was a 680 before I missed a payment during my hardship of worksman compensitation, I only missed 1 maybe 2 payment which went late. Interest rates are 9.75% and 14.90% with ...
Entity
Categories: Mortgage Companies
5, Report:
#420575
Posted Date:
Feb 08 2009
Household Beneficial Will not answer phone or return calls. Lawrenceville New Jersey
Household Finance closed the main office I dealt with and transferred all of the clients to Beneficial. I have been trying to reach out to them for the past two months with no return phone calls. I filed bankruptcy in November, 2008 and need to proceed with paying my mortgage. If...
Entity
Categories: Mortgage Companies
6, Report:
#50692
Posted Date:
Jun 28 2008
Beneficial/ Household/ Therron Witcher Fast talkers!! Rushing through loan documents! Declined all extra insurance for loan! They got me!! beware of the hook, line and SUCKER! College Park Georgia
Hello College Park branch!! I know Therron no longer works at your branch, (he's probably in jail) but the rest of the team there has not been willing to help resolve the issue I have inquired about on several occassions now.
I was treated like I was being absurd for my frustr...
Entity
Categories: Mortgage Companies
7, Report:
#229074
Posted Date:
Jan 06 2007
HSBC, Household, Beneficial, Orchard Bank Et Al. Tired of being ripped off by over-limit fees and fees tacked on to interest - Contact your Senators and Representatives City Of Industry California
Are you tired of being ripped-off by credit card companies who intentionally allow you to go over your limit or tack on over-limit fees to interest or on top of overlimit fees?
If so, contact both your state and federal senators and representatives and ask that a law be passed pr...
Entity
Categories: Banks
8, Report:
#223022
Posted Date:
Nov 30 2006
Beneficial, Household Finance They gave me a refund but now I still owe them money Ripoff Brandon Florida
I had a loan with Beneficial and paid it off in July 06. Since they are notorious for taking an ACH pmt after the loans are paid off I stopped the pmt. I get a letter saying congratulations your loan is paid off Then a month later I get a refund check for 758.00. Great everythi...
Entity
Categories: Mortgage Companies
9, Report:
#220753
Posted Date:
Nov 15 2006
Beneficial - HSBC - Household Beneficial - Household Finance Filed False Information With Credit Bureau, Violated State Lending Laws ripoff Janesville Wisconsin
I opened a revolving account back in 1998 and had my mother as what we thought at the time as a co-signer. It turned out her name was primary on the account and mine was secondary. The original loan amount was for $1,550, and I had it set for an automatic withdrawal from my checkin...
Entity
Categories: Financial Services
10, Report:
#217502
Posted Date:
Oct 25 2006
Beneficial,Household Finance SCREWED US OVER WITH A LOAN Philadelphia PENNSYLVANIA
Back in 1996, my husband and I got a consolidation loan from these people - when things were no better financially the following year, we rolled that loan over into a new one with more money. In 1998, we had no choice but to file bankruptcy under Chapter 7 - the loan from Beneficia...
Entity
Categories: Loans
11, Report:
#196634
Posted Date:
Jun 16 2006
Household Beneficial Ripoff PREDATORY LENDER Batavia New York
Like others, we got way behind in our bills and got sucked in to Beneficial's spiel about a 10- year consolidation loan at a 'low' rate. Turns out the 'low' rate is over $280 per month for 15 years. And that's on the so-called 'hardship' program they have.
Because we fell a f...
Entity
Categories: Loans
12, Report:
#184123
Posted Date:
Apr 12 2006
Beneficial - Household Finance And HSBC Group An Unwanted Side Loan ripoff Spring Lake North Carolina
I was looking into refinancing my home in North Carolina in June 2002 to help pay off some bills. I looked through the yellow pages and called Beneficial and explained to them what I wanted to do.
Beneficial arranged for an appraisal of my home. After the appraisal was done, they...
Entity
Categories: Mortgage Companies
13, Report:
#142980
Posted Date:
May 17 2005
HBSC - HAFC - Household Beneficial Services ripoff fraudulent illegal administration of auto loans San Diego California
HAFC/HBSC would not allow more than one payment per month on a high interest (18.95 APR) new truck loan for the life of the loan in violation of federal and state law.
Monies submitted over and above the monthly payment were held in suspense and not applied to the balance as re...
Entity
Categories: Car Financing
14, Report:
#122669
Posted Date:
Dec 13 2004
Beneficial - Household Finance Ripoff Fooled a young married couple in to a futuristic financial Mortgage Failure PROSPECT HEIGHTS Illinois
We like all first time home buyers did not know much about purchasing a home. In 1997 we blindly signed paper after paper and where going to own our dream home. We raised our 3 children their and 8 years later we would loose our home, Ending our marriage.
We paid $671.00 per ...
Entity
Categories: Mortgage Companies
15, Report:
#121525
Posted Date:
Dec 06 2004
Household - beneficial - fairfield Ford ripoff San Diego California
household\beneficial and fairfield ford were in the wrong to give my husband a loan on a car. i had a loan with beneficial 14 years ago that they charged off to midland credit and then platium finacial got it some how and now they are garnishing my wages but nothing happened until i...
Entity
Categories: Auto Dealers
16, Report:
#117853
Posted Date:
Nov 15 2004
Household - Beneficial Ripoff stuck it to us good now were being forclosed on Henderson Kentucky
In 2001 my husband and I refinanced our mortgage. We was referred to Beneficial by my MOTHER!(Does that fall under child abuse?) Anyway, Household-beneficial was very eager to help us. Little did I know that we would end up in a Financial Nightmare!
They refinanced us all right! ...
Entity
Categories: Mortgage Companies
17, Report:
#83850
Posted Date:
Oct 28 2004
Beneficial / household Finance warning from ex employee Billings, missoula, greatfalls Montana
I am an ex employee of Beneficial and I am sending a warning to any new customers, new hires, and exisitng customers to discontinue any relationship you may have with this company.
They are in the practice of using as many deceptive practices as possible in every facet of there...
Entity
Categories: Employers
18, Report:
#105760
Posted Date:
Aug 27 2004
Household Beneficial ripoff Elmhurst Illinois
RE: CURRENT DISPUTE WITH HOUSEHOLD FINANCE ACCOUNT
After over one (1) year, I have finally received a direct response from Household finance regarding accounts numbered (original account number) and (new account number). Such response was only gained after your agency (COnsumer...
Entity
Categories: Mortgage Companies
19, Report:
#78989
Posted Date:
Feb 14 2004
Beneficial/Household ripoff Visalia California
My fiance Porfirio from Visalia CA is in an on going debt crises---> with this company
Entity
Categories: Loans
20, Report:
#55265
Posted Date:
Feb 04 2004
Household Automotive ripoff - Their interest charges are unreasonable. City Of Industry California
Took out an auto loan with Household Finance/Household Automotive because I was considered high credit risk. Was charged l4.5% interest for 5 yrs. I have been paying $385.00 a month for 3 years on the original loan of $l8,000., and I still owe over $11,000.00.
Called Househol...
Entity
Categories: Auto Dealers
21, Report:
#73024
Posted Date:
Dec 12 2003
Household Beneficial Paid over 20K in points on first mortgage, and another 15K when we refinanced!!!! Las Vegas Nevada
I have a loan right now with Household beneficial, and we are just coming up on the end of our pre payment penalty, (redeuced from three years to two, when the settlement information came in) Another bank recently called me to talk about refinancing my mortgage, so they called Hou...
Entity
Categories: Mortgage Companies
22, Report:
#68442
Posted Date:
Oct 07 2003
Beneficial/Household Financial mortgage lies, appraisal fraud, broken lives Elmhurst Illinois
In June 2002 my husband and I were offered by Beneficial a deal that seemed too good to be true. We could refinance our $125K mortgage with Benefical and by making weekly mortgage payments, pay our house off in 12 years.
Wanting to pay our home off, we accepted the offer and Be...
Entity
Categories: Mortgage Companies
23, Report:
#13152
Posted Date:
Aug 18 2003
Beneficial/Household Finance Company Again!!
We fell behind in our Beneficial loan payments, we contacted
Beneficial and they said we could make a settlement payment.
Two days later they told us sorry, it's in collections. The next day they sent us a letter from a law office. They then
said we had to pay the full amount o...
Entity
Categories: Loans
24, Report:
#65265
Posted Date:
Aug 06 2003
Beneficial/Household Finance ripoff/PREDATOR disquising as a financial institution, DECEPTIVE, DISHONEST, Rome New York
My husband and I purchased our first home for $43K, we used all our own money and sweat to update the home. We had in the past had loans from Beneficial and believed that they would be helpful to use some of the equity, to finish the home, my husband lost his job and I was only wor...
Entity
Categories: Mortgage Companies
25, Report:
#57772
Posted Date:
May 21 2003
Beneficial Household ripoff false promises Longmont Colorado
I am days away from lossing my home because of what Beneficial did to me. In November 2002 I had e refinance set to close the first week in December. I received a notice from Beneficial telling me I could refinance at a lower rate so I called just to check it out. I was connected wi...
Entity
Categories: Mortgage Companies