I have had A Credit Score since 2009;Credit Karma has done OK up until June of 2019,Then, They aquired an ERROR in their Website that has kept Me from Viweing My Scores.; All they had to do,as I pointed out to them, is to CORRECT THE ERROR in their WEbsite so my Scores can be seen again.
ALL THEY HAVE DONE SINCE THEN IS COME UP WITH EXCUSE AFTER LAME,WEAK EXCUSE,and now they claim,quite FRAUDULENTLY, thet my score is Zero! Obviously, they are Ignoring the Federal Regulation that guarantees that once you have Credit(good or bad),and A Credit Score(It can go up or down),YOU DO NOT LOSE IT,EVER!
Two Years...And Credit Karma is STILL TELLING THE SAME LIES! I have Filed Complaints with the Better Business Bureau(A Colassal Waste of Time), and,The Consumer Financial Protection Bureau(A Colassal Waste of Taxpayer Dollars); Why do those two Orgs even EXIST?
Finally, I Filed Complaints with the State of California Dept. of Justice(File PIU:850148),and the State of North Carolina Dept. of Justice(File CP-20-02303); I am Expecting Updates on Court Proceedings from Both States;Also, I have filed Complaints with the FBI Internet Crime Complaint Center;I expect an Investigation to be Initiated.
In the Meantime: DON'T TRUST CREDIT KARMA WITH YOUR MONEY! THEIR COMMERICALS AND ADS ARE LYING TO EVERYBODY!
Don't be surprised if the Federal Gov't eventually SHUTS THEM DOWN!
Keith
Fayetteville,#2Author of original report
Mon, August 23, 2021
Did you not Read that BY LAW, Once you have Credit You don't completely Lose It(unless you Deliberately change Your Vital Data( Name,SSN,DOB),Which I Have NOT.
Their COMMON Excuse is 'Thin Credit File', However, the size of the File Is IRRELEVANT, And they KNOW that!
The only time Anybody has A 0 Credit Score is before they actually apply for Credit, usually, they need A co-Signer(often A Parent); I have handled My own finances fo 30 Years, Quite Responsibly; I Know I have Credit and how to use it; So, You might want to think twice about defending A Company that is WILLFULLY committing A Federal Crime!
Robert
Irvine,#3Consumer Comment
Mon, August 23, 2021
You are complaining about a FREE service and not only that there is no law or regulation that says you MUST be provided a Credit Score. You are entitled to a free credit report from each of the Credit Reporting Agencies once per year...but that is ALL.
For that, you need to go to the Annual Credit Report site at
https://www.annualcreditreport.com/index.action
FYI it is uncommon but possible to have a credit report in such a way to have a 0 or no credit score.
But just for fun, what are lame and weak excuses they are giving you?